Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    November
    2024
    25
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance for Jet Boating

    Growing popularity 

    Popular now in many overseas countries is the sport of jetboating, jetboating is covered under all of our international travel insurance policies. The beauty of shopping online for the best travel insurance policy is that you have ample product information at your fingertips. As a jetboating passenger, you may receive medical coverage automatically for free under all Travel Insurance Saver policies. 

    Some general exclusions to consider 

    Under the policy wording there is no specific cover mentioned for it but there is no exclusion either, so cover may be available but that can only be determined after assessment of claim, as claims are assessed case by case basis. 

    General Exclusion to consider; 
    • Intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities - participating in, or training for, a professional sporting activity.
    • Any Propelled Watercraft or Sailboats are not cover under Personal Liability and are a general exclusion.
     

    Discount travel insurance  

    Looking for discount travel insurance online? Travel Insurance Saver provides budget travel insurance and gives you the ability to choose and compare between policies. When comparing the best travel insurance policy, it is important to decide what kind of coverage is most important to you. 

     
    Countries of Interest 

    If you are going to be travelling to a country such as New Zealand, the chances are you might go jetboating, which has been made popular by the country. If you go jetboating, or in any propelled water vehicle, you should take special care not to exacerbate a pre-existing medical condition. 

    Jetboating Fun 

    Jetboating is a popular and fun activity. It involves being a passenger in an extremely mobile watercraft and may be something akin to a rollercoaster ride. You will usually sit in a row of seats with a bar that will come down across your legs to keep you secure.
     

    Stay safe 

    You should always be wearing a life-jacket or PFD (personal floatation device); not wearing the proper protective equipment may inhibit receiving full travel insurance coverage.  
     
    Some jetboating agencies even employ the use of protective helmets, particularly when powering through river gorges. When you go jetboating, you should always choose to go with a reliable agency; a company with a proven track record and a good reputation in the industry.  
     

    The experience  

    While you may find a lot of great jetboating experiences overseas, like in the USA, you can also get some great jetboating experiences in Australia. Domestic travel insurance may not cover you for medical, but it may cover you for cancellation and holiday deferment, among other things. Do not forego the jetboating experience because of a lack of a holiday protection, get covered today. 
     

    Apply for extra cover  

    The worsening of a existing medical condition due to your being a passenger in a jetboat may inhibit receiving full medical coverage. Always apply for extra cover if you have an existing medical condition, this can be completed by selecting Medical Condition on the quoting panel and following the prompts.  
     
    Get a quote.
     
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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