International Travel Insurance

Planning your next overseas adventure? Don't forget to pack travel insurance! Whether you're backpacking through Southeast Asia, exploring Europe, or visiting family in New Zealand, international travel insurance can protect you from unexpected medical costs, trip cancellations, lost luggage, and more. Find the right coverage for your trip with Travel Insurance Saver and enjoy your travels with peace of mind.

Traveling internationally is an enriching experience, but it's important to be prepared for the unexpected. International travel insurance offers a safety net for various travel mishaps, from medical emergencies to trip cancellations, ensuring your journey remains enjoyable and worry-free.

Travel Insurance Saver (TIS) offers a range of international travel insurance plans to suit your needs and budget. Whether you're seeking comprehensive coverage or a basic plan that prioritises medical emergencies, TIS has options for you, including 24/7 emergency assistance through Chase Underwriting.

International travel insurance provides financial protection and peace of mind for several common travel concerns:

• Medical Emergencies: Unexpected illnesses or injuries abroad can lead to significant medical bills. Travel insurance can cover medical expenses, hospitalisation, and emergency medical evacuation. This includes coverage for doctor's visits, surgery, or emergency medical evacuation.
  
  
• Trip Cancellations and Interruptions: If unforeseen events like flight cancellations or natural disasters disrupt your travel plans, trip cancellation/interruption coverage can reimburse you for non-refundable expenses like flights, accommodations, and tours.
  
  
• Lost or Stolen Luggage and Personal Belongings: Travel insurance can help cover the cost of replacing essential items if your luggage is lost, stolen, or damaged during your trip.
  
  
• Rental Vehicle Excess: If you plan to rent a car, this coverage can help cover excess costs in case of accidental damage to the rental vehicle.

Types of International Travel Insurance Coverage

TIS offers three main types of single-trip international travel insurance coverage:

• Medical Only: This is the most basic and budget-friendly option, providing essential medical coverage, including emergency medical expenses, hospitalisation, and evacuation. It's suitable for travellers who prioritise medical protection and are comfortable with a basic level of cover.
  
  
• Essentials: This mid-range option includes all the benefits of Medical Only plus additional coverage for lost luggage, personal liability, and some trip cancellation coverage. It offers a balanced level of protection for budget-conscious travellers.
  
  
• Comprehensive: This is the most extensive option, including all the benefits of Essentials plus additional coverage for events like rental car excess, travel delays, and a wider range of unforeseen circumstances. It's ideal for travellers seeking maximum protection and peace of mind.

For frequent international travellers, the Annual Multi-Trip policy allows you to take multiple trips within a 12-month period without purchasing separate policies each time. Trips are covered up to 90 days each (45 days for travellers over 81 years old). You can choose between Medical Only, Essentials, and Comprehensive coverage levels for your multi-trip policy.

Optional Extras

Enhance your international travel insurance with optional extras like:

• Snow Sports Cover: Essential for skiing, snowboarding, and other winter sports activities. You can tailor this cover to the specific duration of your snow sports activities, and off-piste cover is also available.
• Cruise Cover: Ensures adequate coverage for medical emergencies, trip interruptions, and other cruise-specific situations.
• COVID-19 Coverage: Provides coverage for trip cancellations and medical expenses related to COVID-19.

You can extend your international travel insurance policy before departure or while already overseas, provided there are no changes to your health condition. The cost of the extension will depend on your trip details and any selected optional extras. Single-trip policies can be extended up to 365 days. For longer trips, you may need to purchase a second consecutive policy.

 

If you're planning an extended trip abroad (up to 365 days or more), consider long-term travel insurance. This option provides continuous coverage for the entire duration of your journey, ensuring you're protected throughout your adventure. Learn more about long-term travel insurance options and benefits to find the perfect plan for your extended journey.

 

• Am I covered for trip cancellation on my international trip? Yes, trip cancellation is covered if your trip is cancelled due to unforeseen circumstances like a serious illness or injury, natural disaster, or other covered events listed in the policy.
• Does the policy cover overseas medical expenses? Yes, the policy provides coverage for necessary and reasonable medical expenses incurred during your international trip, including emergency medical treatment, hospitalisation, and repatriation if needed.
• Is there coverage for lost or stolen baggage and personal belongings? Yes, the policy includes coverage for lost, stolen, or damaged baggage and personal effects up to the specified limits.
• Can I extend my international travel insurance policy while I'm already overseas? Yes, you can usually extend your policy while overseas, provided you haven't made a claim and there are no changes to your health condition. Contact Chase Underwriting for details.
• Does the policy include coverage for COVID-19 related events? The policy may offer optional coverage for COVID-19 related trip cancellations. Covid-19 related cancellation cover is available as an optional extra. Cover for Covid-19 related medical may be covered under the overseas medical limit. Check the policy details or contact Chase Underwriting for more information.
• Are there any activities or destinations not covered by the policy? Yes, certain high-risk activities, destinations with "Do Not Travel" advisories, and pre-existing medical conditions may be excluded. Keep updated with Smart Traveller, and make sure you’ve read and fully understood the terms and conditions of the PDS.
• How do I make a claim on my international travel insurance policy? Contact Chase Underwriting's claims department as soon as possible after the covered event occurs. You'll need to provide relevant documentation, such as medical reports, receipts, and travel itineraries. 

Secure your overseas adventure with international travel insurance from Travel Insurance Saver. Get a quote today!

 
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing an international travel insurance policy.