Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    History in Indonesia

    Indonesia, like the rest of Southeast Asia, was influenced heavily by Indian culture. Starting in the 2nd century CE up until around the 12th century CE, Indian culture spread all throughout Southeast Asia via Indian dynasties like the Pallava and Gupta. It is written in the Ramayana, India’s earliest epic, that the Indian armies of Rama made their way to Yawadvipa, the island of Java as it was known then. In this period of around 1,000 years, various Hindu and Buddhist states rose, flourished, and then fell all across Indonesia. Even in East Kalimantan today, you will find three stone plinths, each of them 1600 years old, inscribed in Pallava scripts reading ‘A gift to the Brahmin priests.’ Brahman being a metaphysical Hindu concept; Brahma, a Hindu god; and Brahmin, the priesthood who practice Hinduism.  

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    One of the notable kingdoms who helped ensure the spread of Buddhism and Hinduism were the Tarumanagara, who flourished between 358 and 669 CE. This kingdom existed in modern-day West Java, close to Jakarta. Around this time, the Kalingga Kingdom was established in Central Java, they took their name from the ancient Indian kingdom of Kaling, which further strengthens the suggested link between Indian and Indonesian culture. From the 7th to 11th century CE, the archipelago was dominated in the political sense by Srivijaya, a Buddhist kingdom who constructed the ancient megalith of Borobodur. Around the 13th century, CE Islam started to spread and grow in Indonesia, particularly in Malacca on the west coast of the Malay Peninsula, one of the greatest Muslim trading empires. Islam spread slowly throughout the archipelago by Muslim sailors, who were in search of various spices, and was soon adopted and favoured by major traders and royalties. Other areas gradually adopted Islam, the religion overlaid and mixed in with existing cultures and religious influences. This is why where there is Islam in Indonesia, it often is joined with animist beliefs or other tribal religious values.  

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    Indonesia Travel Insurance

    Indonesia has a Muslim population of around 87.2%. The country is marked by wide religious tolerance though. There is a Christian population of about 9.9% and a Hindu population who thrive on the island of Bali. Indonesians speak hundreds of different languages with thousands of different dialects, but the official language of the country is Indonesia or Bahasa. English and Dutch are also widely spoken, given the colonial history of the archipelago.  

    Successive sultanates were setup around the archipelago in the 16th and 17th centuries. During this same time, waves of Europeans sailed to the archipelago – the Portuguese, Spanish, Dutch and British – to command the spice trade at its source. The Muslim sailors, with their Venetian clientele in the Mediterranean, had created a monopoly on the spice trade. Spices were highly valued at the time as ways to flavour food, and as medicines. Strong European influence in the Southeast Asian capital would not be fully realized until the 18th century with the expansion of the Dutch East India Company. When Europe was enveloped by the Napoleonic Wars, the Netherlands, and the Dutch East India Company, became a kind of puppet for the French empire, though officially the Dutch East Indies (Indonesia) remained a colony of the Empire of Holland.  

    Already overseas and need travel insurance?


    Some of the Dutch East Indies was contested by the presence of the British East India Company, and in 1811 the island of Java fell to the British. The island was eventually returned to the Dutch in 1815. The Dutch continued to control the Dutch East Indies until the mid-1900’s. An Indonesia revolutionary nationalist movement, led by Sukarno, welcomed Japanese invaders as a potential means of liberation. Sukarno spread support for the Japanese in the East Indies in exchange that the Japanese would promulgate nationalistic ideas during wartime. When the Japanese were defeated at the end of WW2, Sukarno was appointed the first President of Indonesia. He led the Indonesian people in resisting Dutch re-colonization efforts, and in 1949, the Dutch officially acknowledged Indonesian independence.   

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    The PKI (Indonesian Communist Part) was officially the largest communist party in the world outside of the Soviet Union. In September 1965, a coup was launched by various sections of the army with the full support of the PKI. Sukarno eventually overthrew the revolt with discreet support from Western powers. Between 400,000 and one million communist party members were massacred. Sukarno lost support following the coup and had to transfer power to his then general Suharto. In the 1960s and 1970s, East Timor and Irian Jaya were annexed by Indonesia. Throughout the 1990s pro-democracy powers came to power, and Suharto was eventually ousted. Today, Indonesia’s governmental system is officially a presidential representative democratic republic.

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    Back to Indonesia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.