Travel Insurance Saver
Single Trip Annual Multi Trip
    29
    March
    2024
    30
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Mexico - Geography

    Extras

    The Republic of Mexico covers almost 2 million square km. 

    Almost all of Mexico is on the North American Plate, with small parts of the Baja California Peninsula in the northwest on the Pacific and Cocos Plates 

    The country curves from northwest to southeast, narrowing to the Isthmus of Tehuantepec in the south and then continuing northeast to the Yucatan Peninsula. To the west and south it’s bordered by the Pacific Ocean. The Sea of Cortes lies between the mainland and Baja California, the world’s longest peninsula. Mexico ’s east coast is bordered by the Gulf of Mexico all the way from the US border to the northeastern tip of the Yucatan Peninsula. The eastern Peninsula faces the Caribbean Sea. 

    On its north, Mexico shares a 5,000 km border with the United States, the border in the south and east with Guatemala is 962 km and the border to the east with Belize is 250 km.  The coastline totals 9,330 km. 

    The northernmost portion of Mexico is covered by two different deserts. The largest is the Chihuahuan desert which covers approximately 453,000 sq km and is centred between the Sierra Madre Occidental and Sierra Madre Oriental Mountain ranges. The Sonoran Desert covers about 221,000 sq km and ranges from the majority of the Baja peninsula and the northwestern portion of the mainland. 

    As well as numerous neighbouring islands, Mexican territory includes the more remote Isla Guadalupe and the Islas Revillagigedo in the Pacific Ocean. Mexico's total area covers 1,972,550 square kilometres, including approximately 6,000 square kilometres of islands in the Pacific Ocean, Gulf of Mexico, Caribbean Sea, and Gulf of California.

    Northern and central Mexico have also coastal plains on the east and west and two north/south mountain ranges framing a group of broad central plateaus known as the Altiplano Central. The Altiplano Central is divided into northern and central parts, themselves split by minor ranges and varies in altitude from about 1,000 m in the north to more than 2,000 m in the centre of the country.  The central plateau is mostly rolling hills and broad valleys and includes some of the best farm and ranch land in the country. The altiplano is bound on the east by the Sierra Madre Oriental and includes peaks as high as 3,700 m. The Gulf Coast plain is an extension of a plain in the US and is wide in the north but narrows as it nears the port of Veracruz. 

    South of the Altiplano Central and the two Sierra Madres, the Cordillera (mountain range) Neovolcanica runs east west across the country. This range includes the active volcanoes Popocatepetl (5,452 m) and Volcan de Fuego de Colima (3,960 m), as well as Mexico’s other highest peaks, Pico de Orizaba (5,611 m), Iztaccihuatl (5,286 m) and Paricutin 2,800 m. 

    The Pacific lowlands cover a narrow strip west of Guadalajara. The Sierra Madre del Sur stretches across Guerrero and Oaxaca to the Isthmus of Tehuantepec the narrowest part of Mexico. The north side of the isthmus is part of a wide, marshy plain stretching from Veracruz to the Yucatan Peninsula. In the southernmost states the Pacific lowlands are backed by the Sierra Madre de Chiapas, the Rio de Grijalva basin and the Chiapas highlands. Each of these highlands is a tropical rainforest area stretching into northern Guatemala. The jungle turns into a region of tropical savanna on the flat, low Yucatan Peninsula and at the tip of the peninsula, an arid desert-like region. 

    Back to Mexico Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.