Travel insurance when working on Elephant conservation
Travel insurance by benefit:
Travel Insurance Saver offers online travel insurance products which may provide cover for elephant conservation-related claimable events, dependent upon the event and adhering to the terms, conditions, and limitations in the current combined FSG and PDS. Travel insurance cover for overseas medical expenses, medical evacuation, and repatriation is included in their plans for overseas travel, with specific limits based on the plan chosen. Claims are assessed on a case-by-case basis:
- Bare Essentials: $250,000 for Medical Evacuation and Repatriation.
- Essentials: $500,000 for Medical Evacuation and Repatriation.
- Comprehensive: Unlimited Medical Evacuation and Repatriation.
- Annual Multi-Trip: Unlimited Medical Evacuation and Repatriation.
Elephant conservation work is not typically excluded, allowing for potential cover for related claimable events within the policy's exclusions, terms and conditions, and limitations.
Some conditions may apply to travel insurance when participarting in Elephant conservation work:
Cover may be available for elephant conservation work related events depending on the event. Claims are assessed on a case-by-case basis. Elephant conservation work is not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.
General exclusions to consider, but not limited to, a loss arising from:
- A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
- Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
- Professional Activities - participating in, or training for, a professional sporting activity.
Travel insurance when working on Elephant conservation work with cancellation cover:
For those engaging in elephant conservation work, whether overseas or domestically, selecting a travel insurance plan with optimal cancellation and holiday deferment cost cover may be necessary for which may provide travel insurance cover for the costs of cancellation of prepaid travel arrangements.
The Bare Essentials plan offers a static $2,000 for cancellation and deferment costs.
While the Essentials, Comprehensive, and Annual Multi-Trip plans provide options for adjustable limits, allowing for increased travel insurance cover at an additional premium.
Travel insurance when working on Elephant conservation work by destination:
Destinations renowned for elephant conservation efforts:
- Thailand: Known for ethical elephant sanctuaries and conservation projects.
- India: Hosts the largest population of Asian elephants with various conservation projects.
- South Africa: Focuses on protecting elephants in places like Kruger National Park.
- Sri Lanka: Protects wild elephant populations with transit homes and projects.
- Cambodia: Supports Asian elephant preservation through habitat protection and community engagement.
Travel insurance when working on Elephant conservation work with an Annual Multi-Trip plan:
The Annual Multi-Trip plan is suited for those traveling multiple times a year for elephant conservation activities, offering up to 45 days of travel insurance cover per trip within the annual period. Travel insurance cover is dependent on selecting the destinations during the quote process, but it's important to note that no cover is provided for destinations with a 'DO NOT TRAVEL' advisory from the Australian Government's Smart Traveller website.
Get a travel insurance quote to view rates, benefits and PDS.
Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.
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