Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    November
    2024
    23
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance for playing Baseball

    Travel Insurance Saver offers a range of travel insurance plans which may provide cover for baseball related events, including overseas medical expenses, medical evacuation, and repatriation. These plans provide a range of benefits that may suit the needs of those travelling for baseball, whether playing in amateur games overseas for fun or attending games as a spectator and who are in need of travel insurance cover for prepaid travel arrangements as per a cancellation benefit. 
    Travel insurance cover options vary by plan, with options for unlimited overseas medical expenses, and specific amounts for medical evacuation and repatriation across the Bare Essentials, Essentials, Comprehensive, and Annual Multi-Trip plans.

    Some conditions may apply to travel insurance when playing Baseball:

    Cover may be available for baseball related events depending on the event. Claims are assessed on a case-by-case basis. Baseball is not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

    General exclusions to consider, but not limited a loss arising from:
    • A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities -– hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities -– participating in, or training for, a professional sporting activity.

    Travel insurance when playing baseball with an existing medical conditions

    For individuals with existing medical conditions wishing to play baseball overseas, Travel Insurance Saver requires a medical screening to potentially approve the condition as a specified medical condition under the selected travel insurance plan.

    This option is available for those choosing the Comprehensive or Annual Multi-Trip travel insurance plans for overseas travel, or the Australian Travel plan for domestic travel within Australia. Travel Insurance Saver automatically covers over 40 existing medical conditions, provided the criteria listed for each condition are met.

    Travel insurance when playing Baseball in an overseas destination: 

    Baseball enthusiasts may find travel insurance cover for a variety of destinations worldwide, with Travel Insurance Saver's plans extending to countries where baseball is popular.

    The top destinations include the United StatesJapan, the Dominican RepublicSouth KoreaMexicoCanada, Taiwan, Puerto Rico, and Nicaragua. Each location offers unique opportunities to experience the sport, whether through participation or as a spectator.


    Travel insurance when playing baseball

    Travel insurance when playing Baseball with a cancellation cover:

    Cancellation cover for prepaid baseball-related travel arrangements is also available. Cancellation cover can provide benefits in the case of a claimable event occurring such as a sudden illness or injury preventing the traveller from embarking on their trip.

    Cancellation and additional expenses cover is included under the Bare Essentials plan, and can be adjusted under the Essentials, Comprehensive, and Annual Multi-Trip travel insurance plans for an increased premium.

    Playing Baseball with the Annual Multi-Trip plan

    For baseball fans planning to attend multiple games overseas within a year, the Annual Multi-Trip plan offers a convenient solution, which may provide up to 45 days of cover per trip within an annual period. It' is important to select the desired baseball destinations when obtaining a quote to check that travel insurance cover is available for that destination. 

    Do not travel destinations:

    Travel Insurance Saver’s online plans cover a wide list of overseas destinations, provided they are selected during the online quote process. However, travellers should be aware of destinations with a ‘DO NOT TRAVEL’ advisory from the Australian Government, as these are excluded from travel insurance cover.

    In summary, Travel Insurance Saver provides a range of travel insurance products for baseball enthusiasts, which may provide travel insurance cover for medical expenses, evacuation, and repatriation, along with specific travel insurance cover options for those with existing medical conditions and for various baseball destinations worldwide

    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  


    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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