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    2024
    22
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    2024
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    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Activities in Portugal

    Algarve beaches

    Relax on the sunny southern coastline beaches in Algarve. 

    National Park

    Portugal's only national park, Peneda-Gerês is the only national park and is made up of 70,000 hectares with old stone villages, mountain scenery, and a venture for outdoor enthusiasts. 

    Looking for travel insurance for your next holiday? Find out more about travel insurance from Travel Insurance Saver.


    Racetrack

    The Estoril racetrack is world famous and located only a short distance from Lisbon the capital of Portugal. On Portugal's Atlantic coast.  Car or motorcycle races are readily available for visitors to view. 

    Festivals

    Traditional festivals with dancing, drinking and feasting, occur throughout the year. The Main festivals that exist are the festival of St Anthony in the capital during the 12 and 13 of June as well as the festival of St John in Braga's during the 23 and 24 of June. 

    Looking for Travel Insurance to Europe? Get a travel insurance quote online today.


    Douro Valley

    Offers a vast area of vineyards offering wine-enthusiasts a chance to sample the great vintages of Portugal 

    Looking for Travel Insurance when Pregnant? Find out more.


    Fatima

    Is a Spiritual shrine that the Roman Catholics pilgrims have shown much interest after a group of children saw the Virgin Mary in 1917 

    Looking for travel insurance? Find out more regarding Travel Insurance Saver products.


    Golf in Portugal

    Renowned for its championship golf courses in the south of Portugal. One of the oldest clubs in the country is Quinta de Marinha in Estoril. 

    Alfama

    Lisbon's Alfama narrow lanes of are mazelike made up of hidden churches, steep staircases and traditional taverns with an old tram still rattling through the streets. 

    Horse riding

    Portugal offers an abundant amount of riding centres. With tours easily available for beginners, intermediate and experienced riders. Find out more about travel insurance when horse riding

    Fado music

    Portugal's best-known traditional musical form, can be heard at throughout the cities and town at bars and clubs in Coimbra or  Lisbon. 

    Vila Nova de Gaia

    The picturesque port houses of Vila Nova de Gaia is a must to test the palette with the country’s best port wines whilst putting the feet up and take a little bit of R & R.

    Award-winning travel insurance Annual multi-trip plan available from Travel Insurance Saver. Get a quote online.


    Water sports

    Portugal’s coastline offers surfing, scuba diving, kite surfing, and wind surfing. Sailing is also prominent in Portugal.
    Find out more about travel insurance when surfing or scuba diving.

    Back to Portugal Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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