Travel Insurance Saver
Single Trip Annual Multi Trip
    22
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    2025
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    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance for Overseas Travel

    Overseas Travel Insurance


    Overseas travel insurance


    Travel Insurance Saver have options for Medical Only travel insurance for overseas travel, as well as Comprehensive travel insurance for your getaway abroad. Get an overseas travel insurance quote today. 
     
    If you are a resident of Australia who is looking online for overseas travel insurance, Travel Insurance Saver offers a number of online travel insurance products for overseas travel. Whether you are already overseas and need travel insurance, or have an upcoming trip, the products available from us may be suitable depending on your trip details.  
     

    Looking for overseas travel insurance?  

     
    Overseas travel insurance is available online from Travel Insurance Saver. From our quote panel, you can select from a number of overseas destinations. You may choose from a number of single trip products: 
    • Medical Only  
    • Essentials 
    • Comprehensive  

    Can I get travel insurance if I am already overseas?  

     
    You can get travel insurance from Travel Insurance Saver if you are already overseas. If you are already overseas and need travel insurance, a 48 hour waiting period applies from the time you purchase your policy, until cover for any event begins. See our ‘Already Overseas Travel Insurance’ page for more information, and make sure you’ve read and fully understood the terms and conditions of the PDS available from us.  
    Overseas travel insurance Medical Only  
     
    If you are going overseas and need Medical Only travel insurance, Travel Insurance Saver offer a Medical Only travel insurance product. This means, if you only require cover for overseas medical costs, medical assistance, and medical evacuation and repatriation, and do not require cover through benefits listed on the Essentials or Comprehensive products, such as cancellation of trip, holiday curtailment and lost deposits, personal liability cover etc., then you may select the Medical Only travel insurance product to suit your trip details.  
     
    The Medical Only travel insurance product available from us may be suitable to cover you on your overseas trip in the event of an unforeseen medical emergency, such as a sudden illness or injury.  
     

    Overseas travel insurance

    Comprehensive travel insurance for overseas  

     
    Annual Multi-Trip travel insurance for overseas trips 
    Australian travellers who are going overseas multiple times in one year and need travel insurance for their trip may consider an Annual Multi-Trip product. The Annual Multi-Trip overseas travel insurance product can cover a traveller for 31, 45, 62 or 93 days at a time (Maximum of 45 days for travellers over 81 years of age) while they’re away on their trip. 
     
    Whether you only have plans for one overseas trip, or you are organised multiple holidays over the period of a year, there are travel insurance options available for Australian travellers from Travel Insurance Saver. There are a range of benefits and cover options from us, so if you are planning to go overseas and need travel insurance to cover your time away and for pre-departure cover such as cancellation, holiday curtailment, and lost deposits, enter your trip details in the quote panel above to see a range of benefits and cover options for your trip.  
     

    What if my flight is delayed before I go overseas or while travelling?  

     
    If your flight or any other prepaid publicly available scheduled transport is cancelled or delayed, such as a flight, cruise, train, bus or ferry, there may be cover for you depending on your trip details if your transport is delayed for more than 6 hours, and benefits available for every 24 hour period your transport is delayed thereafter.  
     
    To know more about travel delay, please make sure you’ve read the product disclosure statement available from us, and check our travel delay page for more information.  
     

    Get an overseas travel insurance quote today 

     
    Heading overseas and need travel insurance? You can enter your trip details in the quote panel, such as your age(s), destination(s), and trip dates to get a quote.  
     
    If you need to speak to someone about your upcoming trip, you can call our friendly staff or email us at any time. Otherwise, get a quote and read the PDS now.  
     
    Useful Links 
    Holiday insurance
    Backpacker travel insurance
    Annual Multi Trip travel insurance
    International travel insurance
    Travel insurance Australia

    Contact Travel Insurance Saver

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