Travel Insurance Saver
Single Trip Annual Multi Trip
    29
    March
    2024
    30
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    History in Turkey

    Extras

    The location of Turkey at the intersection of Asia and Europe, known as  Anatolian peninsula (also Asia Minor), has resulted in it being one of the oldest continually inhabited regions in the world.

    The first major empire in the area was that of the Hittites, from the 18th through the 13th century BCE. 

    From around 1200 BC, the west coast of Anatolia was settled by Aeolian and Ionian Greeks. The entire area was conquered by the Persian Achaemenid Empire during the 6th and 5th centuries and later fell to Alexander the Great in 334 BCE. 

    In 324 CE, the Roman emperor Constantine I chose Byzantium to be the new capital of the Roman Empire, renaming it New Rome (later Constantinople and Istanbul). After the fall of the Western Roman Empire, it became the capital of the Byzantine Empire (Eastern Roman Empire). 

    The House of Seljuk was a branch of the Kınık Oğuz Turks who in the 9th century resided on the periphery of the Muslim world, north of the Caspian and Aral Seas in the Yabghu Khaganate of the Oğuz confederacy. 

    Following the Battle of Manzikert (Malazgirt) in 1071 of the Seljuks gave rise to the Anatolian Seljuk Sultanate, which developed as a separate branch of the larger Seljuk Empire that covered parts of Central Asia,  Anatolia and Southwest Asia. 

    In 1243, the Seljuk armies were defeated by the Mongols and the power of the empire slowly disintegrated. In its wake, one of the Turkish principalities governed by Osman I was to evolve over the next 200 years into the Ottoman Empire. In 1453, the city of Constantinople fell to the Ottoman armies of Mehmed II, marking the abolition of the Byzantine Empire. 

    The Ottoman Empire interacted with both Eastern and Western cultures throughout its 623-year history. In the 16th and 17th centuries, it was among the world's most powerful political entities

    After years of gradual decline the Ottoman Empire entered World War I through the Ottoman-German Alliance in 1914 and was ultimately defeated. After the war thru the Treaty of Sèvres, the Allied Powers sought the dismemberment of the Ottoman state. The occupation of İstanbul and İzmir by the Allies in the aftermath of World War I prompted the establishment of the Turkish national movement. By September 18, 1922, the occupying armies were repelled, and the country saw the birth of the new Turkish state. On November 1, the newly founded parliament formally abolished the Sultanate, thus ending 623 years of Ottoman rule. The Treaty of Lausanne of July 24, 1923, led to the international recognition of the sovereignty of the newly formed Republic of Turkey, which was officially proclaimed on October 29, 1923, in the new capital of Ankara. 

    Mustafa Kemal became the republic's first president. 

    Turkey entered World War II on the side of the Allies on February 23, 1945, as a ceremonial gesture and became a charter member of the United Nations in 1945. 

    Turkey joined the North Atlantic Treaty Organization (NATO) in 1952, becoming a bulwark against Soviet expansion into the Mediterranean. 

    The Turkish Republic of Northern Cyprus (TRNC) was established. The TRNC is recognised only by Turkey. 

    The 1960s and the 1980s was marked by periods of political instability that resulted in several military coups d'états in 1960, 1971, 1980 and a post-modern coup d'état in 1997. 

    Back to Turkey Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.