Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Thailand - History

    Travel insurance to ThailandHistory of Thailand

    Thailand has been inhabited by people for the last 20,000 year, since the palaeolithic era. Inhabitation from more modern humans has been traced back to 4000 B.C.E. where evidence of rice cultivation has been discovered, into the 3rd millennia B.C.E. where bronze tools have been discovered. 

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    The Khmer people inhabited much of South-East Asia in the 9th century B.C. building parts of their empire in countries like Thailand, Cambodia, and Laos. Around the 2nd century B.C.E. the people of the region would start trading more and more with merchants from India, who brought with them Hinduism, which would influence the area. From the period 100 – 1000 A.C.E. trading increased between all areas of South-East Asia. With the crossing of borders and boundaries by merchants came the exchange of culture, ideas, and goods. Spirituality and religions from India could now be found throughout South-East Asia. In particular, the Buddhist tradition had managed to spread from India/Nepal into China, and into Thailand. There are many temples throughout Thailand built in the classical Thai archaeological style. 

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    13th Century 

    Not a lot is known about Thailand prior the 13th century, much of the evidence of its history comes from archaeological finds, rather than written and recorded history. After the first millennium, Thai history and culture were better documented. Buddhism entered the country from India, and from other Indianized cultures, such as the Khmer. For example, the Dvaravati culture existed around 700 A.C.E. and was heavily influenced by Buddhism and Indian culture. The Indian traders affected much of Southeast Asia, and with Indian traders came Trade from West-Asia and Europe. Coins from Rome dated from 230 A.C.E. have been found at U Thong, one of the primary Dvaravati cities. Thailand is a wonderful country to visit for its rich culture.

    Compare our travel insurance from Travel Insurance Saver for your next holiday away.


    The Thai people are said to have originated from Guangxi in China. Guangxi today is on the border with Vietnam, close to Thailand. It was during the second millennium, in the 1200s, that the Thai city-states started to separate themselves from a dwindling Khmer power. It was out of this weakened regime that the Sukhothai Kingdom emerged, who had a special way of ruling. Their method of rule was the ‘father governs children’ way, where the people would come to the king and voice their problems, they even had a special bell at the palace which people could ring to seek counsel. 

    17th Century 

    Leading up to the 17th century, Thai history is dominated by what’s known as the Ayutthaya period. The Ayutthaya people lived on an easily defensible island, and so their power flourished throughout Thailand. The word Ayutthaya is derived from the Indian language. 

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    Ayutthaya was also known as Siam which is the more common name. Ayutthaya was generous towards traders from all around the world, including Europe, and allowed them to establish camps at the city’s boundary. This amiability with global merchants transformed Thailand into a hotspot for foreign traders and particularly attracted the attention of the Portuguese. The period of trade with the Portuguese led to unprecedented economic growth, and Ayutthaya was known as the largest city in the world during the 1700s.

    Contact Travel Insurance Saver for overseas travel insurance quotes today.


    19th Century

    The 1900s were characterized by the end of absolute monarchic rule in Thailand, and the signing of the Permanent Constitution of Siam ensured a change of rule in Thailand. A prime minister was instated, and Thailand became a constitutional monarchy. During the 1930s and ’40s, fascists tried to change the regime in Thailand. Enemy number one was ethnic diversity in Thailand, and the movement was characterized by pan-nationalism i.e., only buying Thai products, respect for the national anthem etc. Thailand would attack the French presence within South-East Asia in what would become the Franco-Prussian war. Soon Japan would invade Thailand, and they’d sign a peace treaty, with Thailand and Japan eventually forging a military alliance. After WW2 the allies would occupy Thailand, with the Gurkhas imprisoning many of the Japanese occupants of Bangkok. 

    Back to Thailand Travel Insurance page. 

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.