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Single Trip Annual Multi Trip
    7
    December
    2023
    8
    December
    2023
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Travel Insurance when Pregnant

    nib Travel Insurance logonib Travel may cover pregnancy-related illness of the mother, up to & including 26 weeks gestation - provided that any illness first developed unexpectedly and is not related to any previous illness, or any pregnancy-related illness(s) has/have been medically screened and added to your policy: see details below:
     
    If you’re pregnant at the time you buy your policy, or fall pregnant afterwards, cover may be provided under the schedule of benefits of the plan of your choosing for claimable events listed in the Product Disclosure Statement that arise from your pregnancy, provided that the event that causes your claim:
    • is covered by the policy;
    • is a pregnancy-related illness; and 
    • occurs up to the end of the 26th week of your pregnancy.
    Further, pregnancy-related illnesses such as hyperemesis (severe morning sickness), gestational diabetes, and any other must either have:
    • first developed unexpectedly after you bought your policy and not be related to any previous pregnancy-related illness you had prior to buying your policy; or been added to your policy following a medical screening and our written offer to cover (under the Comprehensive or Annual Multi Trip plans). 
    • these conditions apply whether you fall pregnant naturally or with medical assistance (for example, through IVF)
     

    Travel Insurance when Pregnant 

    Travelling brings with it its own set of risks, and it should never be undertaken against the advice of a medical doctor.  

    Extras

    Looking for travel insurance when you are pregnant? 

    Through the Travel Insurance Saver website, you can view a range of nib travel insurance policies that may be applicable to yourself, your friends, or your family, if they are travelling overseas.   

    The following summary lists some of the conditional benefits that may be available for certain claimable events under the applicable travel plan(s) depending on your trip details, subject to limits and sub-limits^: 

    • Overseas medical
    • Emergency travel arrangements and accommodation expenses
    • Medical evacuation and repatriation 
    • Cancellation or holiday deferment costs

    Need to talk to someone right away? 24/7 Emergency Assistance is available to nib Travel policy holders in the event of an emergency, through nib International Assistance. 

    nib Travel Insurance understands the importance of helping people access travel insurance products and services. 

    Travel Insurance when Pregnant

    People who are pregnant can be more vulnerable than those who are not. Similarly, when you travel, you may be more vulnerable being in a place that you are not familiar with; where there are different languages, laws, health systems, and customs. When travelling while pregnant, it is important to consider the risks. In case of a claimable event, travel insurance may provide coverage through a range of benefits^.

    To view a travel insurance policy online, and to select from a range of travel plans depending on your trip details, please use the Quote panel to get a travel insurance quote.  

    ^ Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.     

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    "Adult 2 Age" must be a number.
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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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