Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    History in New Zealand

    New Zealand has a long and rich history, which all started with the first humans arriving on the New Zealand archipelago around 700 years ago. The first inhabitants of the islands were to become the Maori people, who sailed from the eastern skirts of modern-day Polynesia. The Polynesian people were avid sailors and spent a lot of their time at sea on specially crafted canoes, large enough to take a decent crew of people out for extended periods of time in search for new lands. Polynesia, of course, consists of many islands, big and small, and the people inhabiting these islands travelled frequently between them trading and learning from one another. The canoes that the Polynesians used to sail around were built with ingenuity and knowledge of the ocean. They were designed like a catamaran, two single wooden vessels on either side conjoined with timber, and with dual masts. The catamaran-like design enabled the sailors to stay at sea for extended periods of time while avoiding capsizing, the design itself was unique and has been adopted by modern shipbuilders.  

    Get a family travel insurance quote online.


    The Polynesians settled on New Zealand, previously uninhabited by people, and were isolated. They developed their own Maori culture and distinct way of life. In Maori legend, the Chief Kupe sailed from the mythical homeland of Polynesian people, Hawaiki, which is widely agreed to be Raiatea, the second largest of the Society Islands after Tahiti, to New Zealand. Upon arriving in New Zealand, the chief described the islands as looking like a ‘long white cloud’, and so he named the archipelago ‘Aotearoa’, which means ‘long white cloud’. Initially, the term was used only to describe the North Island but has since come to encompass both islands. The canoes of ‘the great fleet’ sailed to Aotearoa around 1350 when the archipelago became officially populated. The Maori settled mostly on the eastern coast of the North Island, where the subtropical climate is most temperate. The Maori people ate a diet consisting mostly of fish, eggs, root vegetables, and they hunted extensively the large flightless bird known as the Moa. When the Moa bird, which stood more than 3m tall, was hunted to extinction, the giant Haast’s eagle also went extinct. The Maori also conducted many skirmishes between tribes and fought wars, usually overland. They’re well-known for performing the Haka war dance and continue to do so now as a display of their culture. 

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance policies.


    Contact with Europeans

    Europeans first made contact in 1642, when the Dutch explorer Abel Tasman first made a record of sighting New Zealand, however, he couldn’t land. They dropped anchor at the shore and were greeted by two canoes full of Māori’s, who upon approaching the large sail ships blew their horns. The Dutch explorers followed suit by blowing their horns and firing upon the canoes with their cannon. The canoes returned to Aotearoa and later came back with more armed Māori’s. A conflict ensued in which four sailors died. The Dutch left and it wouldn’t be for around another hundred years before Europeans would approach New Zealand. From 1769 to 1779, the British made extensive progress circumnavigating and exploring the land. Soon after the land would be colonized by Europeans. Many arrivals caused inevitable conflict with the Māori people, and many skirmishes and wars were fought over land. In 1840, the treaty of Waitangi was signed by Māori chiefs, which gave sovereignty of various areas in New Zealand to the British. Much confusion ensued over the meaning of the treaty, and war/s continued for the next 40 odd years. The Māori population would decline heavily from war and disease; however, their population thankfully increased after health improvements. Today, there are more than 730,000 Māori people living in New Zealand.  

    Get a quote and consider our snow sports option. Compare our overseas travel insurance online.

     

    Thereafter

    The pre-war period saw the start of party politics, following the constitutional monarchy system, like Australia’s and England’s. The Liberal Government was established, and New Zealand was effectively ruled by wealthy landowners. Māori’s sold their land initially to settlers, the sales of which were made void, the government resold the land to sheep farmers, who effectively became the New Zealand gentry. The Liberals would buy up land to create a party solely supported by landowners, and in the early 20th century they were so politically dominant that they had no real opposition in parliament. It wasn’t until 1909 that Māori’s would be able to sell land to private landowners.  

    Get a quote from Travel Insurance Saver for overseas travel and compare our available travel insurance plans.


    WW1

    New Zealand was a loyal and enthusiastic subject of the British Empire, and when war broke out in 1914, around 100,000 troops served overseas, with 18,000 dying and 41,000 were wounded. New Zealand troops served alongside Australian troops and formed the ANZAC (Australia and New Zealand Army Corps). The ANZAC group operated during the battle of Gallipoli, where more than 2700 New Zealanders died.  

    Get a travel insurance quote for your next trip away.


    The rise of the Labor Party

    The Labor Party rose to prominence after WW1, winning 25% of the vote. As it expanded its principle to favour socialism, the party received a jump in support, to 35%. Support would peak in 1938, just after the party was to be elected to government for the first time ever in 1935. The great depression helped swing more support Labor’s way, who set about implementing several social and economic reforms that helped the country.  

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    WW2

    New Zealand supported Britain during the second world war and sent around 120,000 troops to aid the allied forces. 10,100 lost their lives.  

    Get a travel insurance quote online for Cruising overseas.


    Today

    Today New Zealand enjoys a high-quality of living, low crime rates, and a stable economy. They can look to their history of social and economic reforms as a measure for today’s good wealth. 

    Back to New Zealand travel insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.