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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    History of Fiji

    It is believed that the first peoples came into the Pacific from Southeast Asia via the Malay Peninsula. 

    The European discoveries of the Fiji group were made in 1643 by the Dutch explorer, Abel Tasman followed by Captain James Cook who sailed through in 1774 and made further explorations in the 18th century. 

    Already overseas travel insurance. Aussie overseas already?
     Travel insurance cover is available, get a quote and compare our plans.

    The first Europeans to land and live among the Fijians were shipwrecked sailors and runaway convicts from the Australian penal settlements. Sandalwood traders and missionaries came by the mid-19th century.

    Major credit for the discovery and recording of the islands went to Captain William Bligh who sailed through Fiji after the mutiny on the Bounty in 1789. 

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    Cannibalism practiced in Fiji at that time quickly disappeared as missionaries gained influence. When Ratu Seru Cakobau accepted Christianity in 1854, the rest of the country soon followed and tribal warfare came to an end. 

    From 1879 to 1916 Indians came as indentured labourers to work on the sugar plantations. After the indentured system was abolished, many stayed on as independent farmers and businessmen. Today they comprise 43.6 per cent of the population. 

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    European missionaries’ whalers’ traders and deserters settled during the first half of the 19th century. Their influence caused increasingly serious wars among the native Fijian confederacies. In 1871 the Europeans in Fiji established an administration under Ratu Seru Cakobau who had become paramount chief of eastern Viti Levu years before. Chaos followed until a convention of chiefs ceded Fiji unconditionally to the United Kingdom on October 10, 1874. 

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    In April 1987 the Alliance Party of Ratu Sir Kamisese Mara which had governed Fiji since independence lost a general election and was replaced by an NFP-Labour Coalition government. The new government was headed by Dr. Timoci Bavadra an ethnic Fijian with most support coming from the ethnic Indian community. On May 14, 1987, Lt. Col. Sitiveni Rabuka Chief of Operations of the Royal Fiji Military Forces staged a military coup. Rabuka's stated reasons for the coup were to prevent inter-communal violence and to restore the political dominance of the ethnic Fijians in their home islands. After a period of confusion Governor-General Ratu Sir Penaia Ganilau took charge.

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    In September the Governor-General and the two main political groupings reached agreement on a government of national unity. However, Rabuka objected to participation by the deposed Coalition in the proposed government and the exclusion of the military from the negotiations and consequently staged a second coup on September 25, 1987. The military government declared Fiji a republic on October 10. This action coupled with protests by the Government of India led to Fiji's expulsion from the Commonwealth. The military regime was unsuccessful in governing and Rabuka voluntarily handed over the reins of government to civilians on December 6, 1987.

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    Former Governor-General Ratu Sir Penaia Ganilau became President. Ratu Sir Kamisese Mara was brought back as Prime Minister and formed a mostly civilian Cabinet containing four military officers including Rabuka. In January 1990 the term of the first interim government came to an end and the President announced a second interim government with a reduced seventeen-member Cabinet devoid of active-duty military officers. 

    Back to Fiji Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.  

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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