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Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Insurance for Expats

    If you are working overseas, then Travel Insurance Saver has a number of different travel insurance options for you. Expats, or expatriates, make up a large number of the Australian workforce, who are operating overseas. There are around 300,000 Australians who are currently living and working overseas. 
    Expat travel insurance 

    Extras

    Travel Insurance cover for Expats

    There are a number of different policies you can choose from if you are an expat working overseas.

    If you are working and living overseas for an extended period of time, more than a few months at a time, or even longer than it is recommended you purchase a single-trip travel insurance policy. The International Travel Plan will provide comprehensive medical insurance as well as other benefits for working Australians who are living in a foreign country. 

    Expat travel insurance 

    Annual Multi-trip for Expat

    If you are travelling back and forth between Australia and a foreign country, then it is recommended you purchase an annual multi-trip policy. With this policy, you are able to take as many trips as you like in the year, provided each trip is no longer than 45 days. This sort of policy is ideal if you are working six weeks on and two weeks off, or something to that effect.


    Locations

    Use the quote panel to select countries that you are travelling to ensure that there isn't do not Travel restriction, if there is a restriction you will need to apply for an exemption to travel. 

    Expat travel insurance 

     

    Medical Cover for Expats 

    If you are an Australian expat living and working overseas you should consider taking out travel insurance to cover you while overseas. If you have a pre-existing medical condition that you need to be insured for, you can complete a medical screening to see if your medical condition can be covered. 

    The international travel insurance policies offer overseas medical cover amongst other benefits. Get a quote to see all benefits and rates.

    When you are travelling in foreign countries you should consider and check that you have the right medical cover. Hospital expenses can be expensive.

    Each single-trip policy can be tailored to suit the specific needs of the individual, for instance car rental vehicle insurance excess can be increased, and also specific individual items can be insured. 

    Our travel insurance policies can be updated by the user online, which lends greater control and accessibility to the client over their travel insurance policy.    

    Travel Insurance Quote 

    Expat Accessibility 

    There is a 24/7 emergency assistance available to you around the world. If you need assistance from anywhere around the world, you can speak to someone. This is particularly invaluable during emergency situations but can also be used for something as simple as receiving clarification about policy details. If you have any questions before you leave, please feel free to contact us.

    Compare Travel Insurance for Expats

    Use the Quoting Panel, enter destination, travel dates and age of traveller to compare travel insurance quotes that are available for expats. Once you have clicked the ‘get a quote’ button, you may be presented with a number of different policies. From there you can compare travel insurance quotes and choose which policy is right for you.

    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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      Insurance Saver Pty Ltd ABN: 18 624 919 366