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    2024
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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Brunei - History

    Brunei and Borneo were among early the European references to the state and the island.

    The Brunei ruling dynasty descends from the 1360s when Awang Alak Betatar became the first Brunei ruler, and the present ruler is his direct descendant.

    Looking for travel insurance for your next holiday? Find out more about travel insurance from Travel Insurance Saver.

    Awang Alak Betatar was the first Brunei Raja to accept Islam and changed his name to Sultan Muhammad Shah (1363-1402) in honour of the Prophet. 

    With the advent of Islam, Brunei’s trade and territories grew in line with the spread of Islam to encompass existing Malay kingdoms in Borneo and the Philippines.

    Looking for Travel Insurance to Europe? Get a travel insurance quote online today.

    A golden age dawned with the reign of the fifth sultan, Nakhoda Ragam who was an avid adventurer. His seafaring took him to Java, Malacca and the Philippines. His rule extended over the Sultanates of Sambas, Pontianak, Banjarmasin, Pasi Kotei, Balongan, the Sulu Archipelago, and Islands of Balabac, Banggi, Balambangan and Palawan. 

    Looking for Travel Insurance when Pregnant? Find out more.

    Strong trade and royal relationships were established with China during the reign of the first and second sultans until about 1425.

    Sultan Bolkiah, whose conquests covered the whole of Borneo and as far north as Luzon in the Philippine Islands, where he initiated the spread of Islam, succeeded Sultan Sulaiman. He was known as Nakhoda Ragam. His queen was known as Puteri Laila Menchanai. 

    Award-winning travel insurance Annual multi-trip plan available from Travel Insurance Saver. Get a quote online.

    The reign of Sultan Bolkiah (1485-1584) was the height of the Brunei Sultanate in territory, influence, and power. 

    Sultan Bolkiah was succeeded by his son Sultan Abdul Kahar (1524-1530). In 1521, Ferdinand Magellan and Antonio Pigafetta visited him while he was a deputy (Pemangku Sultan).

    Sultan Saiful Rijal was succeeded by Sultan Shah Brunei (1581-1582), who had no heir, so he handed over his throne to his younger brother, Sultan Mohammad Hasan.

    Looking for Worldwide travel insurance, get a quote.

    Sultan Muhammad Hasan was succeeded by Sultan Abdul Jalilul Akbar (1598-1659), who developed a relationship with the Spaniards. 

    Sultan Nasruddin (1690-1710) introduced gold coins during his reign in 1690-1710.

    Sultan Muhammad Tajuddin (1795-1804 and 1804-1807) ordered the building of houses for the Brunei pilgrims in Mecca. 

    Need Cruise Travel Insurance? Get a quote today. Consider the PDS & TMD.

    The reign of Sultan Omar Ali Saiffuddien11 (1828-1852), heralded the beginning of direct European involvement in Brunei. He ruled until his death in 1852 by which time he had surrendered Labuan Island to the English in 1846. He signed a treaty with the English on trade and good relationship.

    His Majesty the Sultan and Yang Di Pertuan Brunei Darussalam ascended the throne on October 5, 1967, as the 29th Sultan. He further pushed Brunei Darussalam on the road to greater economic and social development. 

    Brunei gained full independence in 1984. 

    Back to Brunei Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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