Travel Insurance Saver
Single Trip Annual Multi Trip
    1
    March
    2024
    2
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Geography in Brazil

    Extras

    Brazil occupies most of the eastern part of the South American continent and its geographic heartland. 

    The national territory extends 4,395 kilometres from north to south (5°16'20" N to 33°44'32" S latitude) and 4,319 kilometres from east to west (34°47'30" W to 73°59'32" W longitude). It spans three-time zones 

    Brazil possesses the archipelago of Fernando de Noronha, located 350 kilometres (217 mi) northeast of its "horn", and several small islands and atolls in the Atlantic - Abrolhos, Atol das Rocas, Penedos de São Pedro e São Paulo, Trindade, and Martim Vaz. 

    On Brazil's east coast, the Atlantic coastline extends 7,367 kilometres. In the west, in clockwise order from the south, Brazil has 15,719 kilometres of borders with Uruguay, Argentina, Paraguay, Bolivia, Peru, Colombia, Guyana, Suriname, and French Guiana. The only South American countries with which Brazil does not share borders are Chile and Ecuador. 

    Brazil's geological formation is very old. Precambrian crystalline shields cover 36% of the territory, especially its central area. The principal mountain ranges average elevations just under 2,000 metres. The Serra do Mar Range hugs the Atlantic coast, and the Serra do Espinhaço Range, the largest in area, extends through the south-central part of the country. The highest mountains are in the Tumucumaque, Pacaraima, and Imeri ranges. 

    Brazil's Central Highlands include a vast central plateau (Planalto Central). The plateau's uneven terrain has an average elevation of 1,000 metres. 

    The rest of the territory is made up primarily of sedimentary basins, the largest of which is drained by the Amazon and its tributaries. Of the total territory, 41% averages less than 200 metres in elevation. The coastal zone is noted for thousands of kilometres of tropical beaches interspersed with mangroves, lagoons, and dunes, as well as numerous coral reefs. 

    Brazil has one of the world's most extensive river systems, with eight major drainage basins, all of which drain into the Atlantic Ocean. Two of these basins—the Amazon and Tocantins-Araguaia account for more than half the total drainage area. The largest river system in Brazil is the Amazon, which originates in the Andes and receives tributaries from a basin that covers 45.7% of the country, principally the north and west. 

    Below their descent from the highlands, many of the tributaries of the Amazon are navigable. Upstream, they generally have rapids or waterfalls, and boats and barges also must face sandbars, trees, and other obstacles. Nevertheless, the Amazon is navigable by oceangoing vessels as far as 3,885 kilometres upstream, reaching Iquitos in Peru. 

    The Amazon River is the widest and second longest river (behind the Nile) in the world. 

    Back to Brazil Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.