Travel Insurance Saver
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    3
    April
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    Traveller 1
    Traveller 2
    Dependant 1
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    Medical Condition

    Medical Condition means Existing Medical Condition Cover - Please view the Existing Medical Condition Cover page for further information. To complete a Medical Screening online please click Yes to when to the following questions. 'Would this traveller like to be assessed for existing medical condition(s) cover?

    Altitude Limits

    There are no altitude limits that apply to our policies. 

    Altitude Travel Insurance Cover

    If your travel plans are going to be taking you somewhere off the beaten path like the Himalayas or the foothills of Machu Picchu, you might want to consider the apparent risks associated with the altitude in those locations. Our policies are going to provide the cover you need when travelling at high altitudes and mountain passes. Altitude travel insurance to trek the Himalayas

    Extras

    There are no exclusions for altitude limits under any of our policies available online. 

    General Exclusions to consider: Mountaineering using support ropes, rock climbing and abseiling are general exclusions from all travel insurance policies. The following are all activities that are excluded on all policies.
    Hunts, plays polo, races (except on foot), mountaineers using support ropes, paraglides, rock climbs, abseils, participating in base jumping, running with the bulls, or potholing (walking and climbing in underground caves).

    The other general exclusion to consider is "intentionally and recklessly placing yourselves in circumstances, or undertaking activities, which pose a risk to your personal safety (except in an attempt to save human life)'.  

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    Need travel insurance cover for high-altitudes?

    If your travel plans are going to be taking you somewhere off the beaten path like the Himalayas or the foothills of Machu Picchu, you’ll want to consider the risks associated with hikes at these elevations. Travel Insurance Saver does not have an altitude limit on our policies.
    Altitude travel insurance to Everest 

    No altitude limit exclusions:

    There are no exclusions for altitude limits under any of our policies available online. 
     
    However, exclusions do apply for the use of support ropes and for any trek which includes a rock-climbing component. Under these circumstances you will not be covered during the use of support ropes and if you are partaking in rock climbing during your trek.

    So, to reiterate, you’ll still be covered for treks, just so long as you’re not doing any rock-climbing. 
      

    What’s offered at high-altitude?

    Take a look at some of the travel insurance coverage offered which may apply to you if your travels take you to some high-altitude destinations: 
    • Travel insurance plans can offer cover^ for:  

      • Overseas medical expenses 
      • Comprehensive additional expenses
      • A range of luggage limits to cover smartphones and tablets 
      • Cancellation cover applies to all international policies
      • Australian based 24/7 Emergency Assistance, through nib International Assistance
      ^ Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement.
    The most important benefits when consider mountaineering is Medical Evacuation. Please get a quote via the quote panel on-page to view the benefits for each policy side by side. 

    Altitude cover for pre-existing conditions

    Travelling at high altitudes has some medical risks associated with it, particularly for young children, the elderly and anyone who suffers from high/low blood pressure or heart disease. To ensure your fully covered by your travel insurance at high altitudes, be transparent about any pre-existing medical conditions you have. 

    If an injury or pre-existing medical condition is worse off by a high-altitude adventure, you may be prohibited from receiving full coverage unless you have applied beforehand for coverage of pre-existing medical conditions. 
    Altitude travel insurance to Machu Picchu
    To fill out a pre-existing medical condition form, you must first select either the Comprehensive or Annual Multi trip policies. Also you will need to select the Medical button in the optional extras. You will be able to view instruction from there. From this point, you’ll select a pre-existing medical button. You’ll then be redirected to the nib website where you will be prompted after a few pages to describe your pre-existing medical condition. After this, nib will automatically assess the condition and inform you of whether or not you will receive coverage. That way, when you’re trekking at altitude, and something goes wrong – you’ll have cover. If you are planning to reach high-altitudes in your trip, you must take out a travel insurance policy. Being in high-altitudes brings with it different risks, luckily there isn’t an altitude limit on our policies. 
     
    Travel insurance: Hiking at high-altitude
    Hiking or trekking is quite possibly one of the best things you can do on your holiday. There’s nothing better than taking a guided tour through some foothills or mountains, camping and standing on top of the world. 

    If you are planning on hiking you should absolutely ensure you have altitude cover. Not every insurer covers for high altitudes, so make sure you read the product disclosure statements before you decide on your final product. 
     
    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

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      2
      April
      2020
      3
      April
      2020
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      Medical Condition means Existing Medical Condition Cover - Please view the Existing Medical Condition Cover page for further information. To complete a Medical Screening online please click Yes to when to the following questions. 'Would this traveller like to be assessed for existing medical condition(s) cover?

      Altitude Limits

      There are no altitude limits that apply to our policies.