Travel Insurance Saver
21
May
2019
22
May
2019
Covers trips up to 60 days overseas and within Australia for 12 months
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.

Travel Insurance for Altitude Cover

If your travel plans are going to be taking you somewhere off the beaten path like the Himalayas or the foothills of Machu Picchu, you might want to consider the apparent risks associated with the altitude in those locations. Our policies are going to provide the cover you need when travelling at high altitudes and mountain passes. Altitude travel insurance to trek the Himalayas

Extras

There are no exclusions for altitude limits under any of our policies available online. 

General Exclusions to consider: Mountaineering using support ropes, rock climbing and abseiling are general exclusions from all travel insurance policies. The following are all activities that are excluded on all policies.
Hunts, plays polo, races (except on foot), mountaineers using support ropes, paraglides, rock climbs, abseils, participates in base jumping, running with the bulls, or potholing (walking and climbing in underground caves).

The other general exclusion to consider is "intentionally and recklessly places yourselves in circumstances, or undertakes activities, which pose a risk to their personal safety (except in an attempt to save human life)'.  

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Need travel insurance cover for high-altitudes?

If your travel plans are going to be taking you somewhere off the beaten path like the Himalayas or the foothills of Machu Picchu, you’ll want to consider the risks associated with hikes at these elevations. Travel Insurance Saver does not have an altitude limit on our policies, so you’ll be covered no matter how high you go. 
Altitude travel insurance to Everest 

No altitude limit exclusions:

There are no exclusions for altitude limits under any of our policies available online. 
 
However, exclusions do apply for the use of support ropes and for any trek which includes a rock-climbing component. Under these circumstances you will not be covered during the use of support ropes and if you are partaking in rock climbing during your trek.

So, to reiterate, you’ll still be covered for treks, just so long as you’re not doing any rock-climbing. 
  

What’s offered at high-altitude?

Take a look at some of the travel insurance coverage offered which may apply to you if your travels take you to some high-altitude destinations: 
  • Unlimited medical and dental cover 
  • Unlimited medical evacuation and repatriation are available on many policies.   
The most important benefits when consider mountaineering is Medical Evacuation. All of our policies include medical evacuation but can vary from $250,000 to Unlimited. Please get a quote via the quote panel on-page to view the benefits for each policy side by side. 

Altitude cover for pre-existing conditions

Travelling at high altitudes has some medical risks associated with it, particularly for young children, the elderly and anyone who suffers from high/low blood pressure or heart disease. To ensure your fully covered by your travel insurance at high altitudes, be transparent about any pre-existing medical conditions you have. 

If an injury or pre-existing medical condition is worse off by a high-altitude adventure, you may be prohibited from receiving full coverage unless you have applied beforehand for coverage of pre-existing medical conditions. 
Altitude travel insurance to Machu Picchu
To fill out a pre-existing medical condition form, you must first select the policy you want and click ‘Buy Now’. From this point, you’ll fill in your personal details on our website, at the bottom of the page click ‘Continue’. You’ll then be redirected to the QBE website where you will be prompted after a few pages to describe your pre-existing medical condition. After this, QBE will assess the condition and send a quote back to your nominated email address. Your travel insurance will cover your pre-existing medical condition even if it’s worsened by high-altitude if you apply for cover for it. That way, when you’re trekking at altitude, and something goes wrong – you’ll have cover. If you are planning to reach high-altitudes in your trip, you must take out a travel insurance policy. Being in high-altitudes brings with it different risks, luckily there isn’t an altitude limit on our policies. 
 
Drinking alcohol or taking illicit substances while at high-altitude can bring on or worsen symptoms of altitude sickness and may inhibit full insurance coverage. 
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Travel insurance: Hiking at high-altitude

Hiking or trekking is quite possibly one of the best things you can do on your holiday. There’s nothing better than taking a guided tour through some foothills or mountains, camping and standing on top of the world. With Travel Insurance Saver you’ll be covered, so whether it’s Machu Picchu or Kilimanjaro, you’ll be covered. The sky is the limit with TIS policies, so never fear if you think the altitude is too high, you’ll still receive the travel insurance coverage you’ve applied for. The beauty with TIS policies is that many of them include medical evacuation, so should you be injured in a remote area at a high altitude, you’ll be able to get emergency evac to a nearby hospital, and you’ll still be covered. 

If you are planning on hiking you should absolutely ensure you have altitude cover. Not every insurer covers for high altitudes, so make sure you read the product disclosure statements before you decide on your final product. 

Contact Travel Insurance Saver

If you have any questions please fill in the form below and one of our friendly team members will get in touch soon

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21
May
2019
22
May
2019
Covers trips up to 60 days overseas and within Australia for 12 months
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.