Travel Insurance Saver
Single Trip Annual Multi Trip
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    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance for your Holiday

    Holiday Travel Insurance
     

    Holiday Travel Insurance: Protecting Your Adventures

    When planning your next getaway, securing holiday travel insurance is a critical step to safeguard your journey. At Travel Insurance Saver, we offer comprehensive options tailored to meet your travel needs, ensuring you are prepared for any unforeseen circumstances during your trip.

    Understanding Holiday Travel Insurance

    Holiday travel insurance provides coverage for various situations that may arise while you’re away from home. This includes trip cancellations, medical emergencies, lost luggage, and other travel-related issues. Having the right insurance in place can help mitigate the financial impact of these unexpected events, allowing you to focus on enjoying your vacation.

    Holiday Travel InsuranceKey Coverage Features

    Our holiday travel insurance includes several essential features:
    • Trip Cancellation and Interruption: If your travel plans change due to unforeseen circumstances, such as illness or a family emergency, this coverage can reimburse you for non-refundable expenses.
    • Medical Expenses: Accidents and illnesses can happen at any time. Our policies cover medical expenses incurred abroad, ensuring you receive the necessary treatment without worrying about the costs.
    • Lost or Stolen Luggage: Travel delays and lost belongings can be frustrating. Our insurance provides coverage for lost or stolen luggage, helping you replace essential items while you’re away.
    • Emergency Assistance: Access to emergency assistance services is crucial when traveling internationally. Our holiday travel insurance offers support for emergencies, ensuring you have help when you need it most.

    Selecting the Right Policy

    Choosing the right holiday travel insurance policy involves considering your specific travel plans and activities. Factors such as your destination, duration of travel, and planned activities will influence the type of coverage you need. It’s important to review the details outlined in our Product Disclosure Statement (PDS) to understand the coverage options available.

    Important Exclusions to Note

    While holiday travel insurance is designed to protect you, it is equally important to be aware of certain exclusions. Policies typically do not cover pre-existing medical conditions unless specifically included in your plan. Additionally, activities considered high-risk may also be excluded. Reading the PDS carefully will help you understand what is included and excluded from your coverage.

    Why Choose Travel Insurance Saver?

    Travel Insurance Saver is dedicated to providing you with reliable holiday travel insurance options that cater to diverse travel needs. Our straightforward application process and transparent policies make it easy to select the coverage that fits your journey.

    Before you embark on your next adventure, consider the importance of holiday travel insurance. It’s a valuable investment that helps protect your finances and ensures you can travel with greater certainty. Be sure to read the Product Disclosure Statement for detailed information regarding your policy, including terms and conditions.

    The Role of the Product Disclosure Statement

    The Product Disclosure Statement (PDS) is a vital document that outlines the specifics of your insurance policy. It contains essential information about coverage limits, terms, and conditions. Before finalizing your holiday travel insurance, reviewing the PDS will ensure that you fully understand your rights and responsibilities, as well as the extent of your coverage.

    Cover is subject to the policy terms, conditions, limitations, and those exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the PDS prior to choosing an overseas travel insurance plan that includes cancellation travel insurance cover.