asdas

Travel Insurance for travellers on a Budget

Get Budget Travel Insurance Online for Your Upcoming Journey

Planning a trip but worried about unexpected costs? Travel insurance doesn't have to break the bank. Explore budget-friendly options that prioritise essential coverage like medical emergencies and trip cancellations, so you can travel with peace of mind without overspending. Learn how to find the budget travel insurance for your needs and get a free quote today!

Finding Affordable Travel Insurance Online

Planning a trip can be exciting, but unexpected events like medical emergencies, trip cancellations, or lost luggage can put a damper on your adventure and your wallet. That's where travel insurance comes in. It helps protect you from financial losses due to these unforeseen circumstances.

If you're traveling on a budget, you might think travel insurance is an unnecessary expense. However, there are affordable options available, especially if you prioritise essential coverage.

Cheap Travel Insurance Options

Travel Insurance Saver (TIS) offers budget travel insurance options to keep you covered while being cost-conscious. Whether you're looking for a one-year travel insurance plan with essential medical coverage or a multi-trip policy for frequent travellers, TIS has options designed with affordability in mind. All policies include 24/7 emergency assistance through Chase Underwriting to support you whenever you need it.

Why Consider Travel Insurance?

Travel insurance provides a financial safety net for several common travel problems. Here are some key benefits:

Medical Expenses and Assistance: Medical emergencies abroad can be costly. Travel insurance can cover overseas emergency medical expenses, hospitalisation, and provide 24/7 access to an emergency assistance team. This could include coverage for doctor's visits, surgery, or emergency medical evacuation.
Personal Liability: If you accidentally injure someone or damage property while traveling, personal liability coverage can help protect you from legal and medical costs.
Travel Delay and Trip Cancellation: Unexpected events like flight cancellations or natural disasters can disrupt your travel plans. Travel insurance can reimburse you for non-refundable expenses like flights, accommodations, and tours.
Rental Vehicle Insurance Excess: If you plan to rent a car during your trip, this coverage can help cover excess costs in case of accidental damage to the rental vehicle.

Types of Budget-Friendly Travel Insurance

One-Year Medical Only

This plan provides medical-only coverage that can be selected for up to a full year, offering emergency medical assistance and overseas hospital care without paying for extra benefits you may not need. This is a suitable option for travellers who prioritize medical coverage and plan to travel for an extended period.

Short-term medical only travel insurance for cost effective trips

For budget-conscious travellers, a Medical Only policy may provide the coverage you need to handle emergencies without the extra cost. It covers medical, hospital, and evacuation expenses, making it ideal for extended travellers on short overseas trips.

Key points to note about Medical Only cover:

It is the most affordable type of travel insurance.
It is suitable for travellers who are comfortable with a basic level of cover.
It does not include coverage for trip cancellation, lost luggage, or other non-medical expenses.

Budget Multi-Trip Travel Insurance

If you travel often, the Budget Multi-Trip policy covers multiple trips within a 12-month period, ensuring you're protected on each journey without buying separate policies each time. Trips are covered with options up to 90 days each (45 days if 82 years of age or over), making this ideal for frequent budget travellers.

Optional Extras

For budget travellers wanting a bit more coverage, optional extras include:

Snow Sports Cover: For those participating in winter sports like skiing or snowboarding.
Cruise Cover: Ensures adequate coverage during cruises.
COVID-19 Coverage: For trip cancellations and emergency medical care related to COVID-19, subject to policy terms.

Choosing the Right Level of Coverage

Travel insurance can be tailored to your specific needs and budget. Here's a simple breakdown of the common types of coverage:

Medical Only: Provides essential medical coverage, including emergency medical expenses, hospitalisation, and evacuation. This is the most budget-friendly option.
Essentials: This level typically includes Medical Only benefits plus additional coverage for lost luggage, personal liability, and some trip cancellation coverage.
Comprehensive: Offers the most extensive coverage, including all the benefits of Essentials plus additional coverage for events like rental car excess, travel delays, and a wider range of unforeseen circumstances.

Frequently Asked Questions (FAQ)

What does budget travel insurance cover?
Our budget travel insurance focuses on essential medical coverage. It's a cost-effective choice for travellers who prioritise emergency medical care and assistance.

Is there 24/7 emergency assistance?
Yes, with Chase Underwriting's 24/7 emergency assistance, you're assured prompt support worldwide for any travel emergencies.

Can I choose budget multi-trip travel insurance?
Absolutely. The Budget Multi-Trip policy is a flexible choice for frequent travellers looking to keep coverage costs low across multiple trips.

Does the budget plan cover COVID-19 related incidents?
Optional COVID-19 coverage is available for cancellation and medical incidents related to COVID-19, providing financial protection within policy limits.

Is trip cancellation included?
Budget travel insurance provides cancellation coverage for specific unforeseen events. Always review the policy wording to understand covered situations.

Can I extend my policy if I decide to travel longer?
Yes, policy extensions are available if there are no claims made, and health conditions remain unchanged.

Get a Budget Travel Insurance quote today!

Travel insurance is an important consideration for any traveller, even those on a tight budget. By choosing a policy with the right level of coverage, you can protect yourself from unexpected costs and travel with peace of mind. Get a quick quote today with Travel Insurance Saver and secure budget travel insurance for your next adventure!

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.