Bali travel insurance breakdown overview for Australians going overseas
What does travel insurance to Bali cover?
If you are an Australian going overseas to Bali, you may be wondering what is covered by travel insurance to Bali. Travel insurance may provide cover for unforeseen events associated with travelling overseas and domestically. Travel Insurance Saver offer four international travel insurance products which may provide cover to Bali when it is selected as a destination from the quote panel.
Issued with by nib Travel, the travel insurance products offered by Travel Insurance Saver, which include cover to Bali if it is selected as a destination on the policy, include 24/7 international customer service and emergency assistance.
Travel insurance to Bali benefits:
The international travel insurance products available from Travel Insurance Saver include cover for:
- Overseas medical expenses - ($unlimited).
- Medical evacuation and repatriation - (up to the applicable limit).
- Cancellation and holiday deferment - (up to the applicable limit).
- Luggage and personal effects - (up to the applicable limit).
- And more. *
The above benefits are included under the four products available online from Travel Insurance Saver – the Bare Essentials, Essentials, Comprehensive, and Annual Multi-Trip plans. The amount outlined under certain benefits like medical evacuation and repatriation, cancellation and holiday deferment, and luggage and personal effects, differ depending on the travel insurance plan selected, so if you want to know how much you’re covered for, you can get a quote and compare travel insurance products today, or read the PDS.
Online travel insurance for Bali with medical cover.
The international travel insurance for Bali available through Travel Insurance Saver offer overseas medical expenses ($) unlimited. If you suffer a new illness or injury while you are travelling in Bali, there may be cover under this benefit for reasonable and necessary emergency medical, hospital and ambulance expenses. Where you are receiving treatment for a sudden illness or injury in Bali, or the country of travel selected as a destination on your travel insurance policy, it must be provided by a qualified and registered medical practitioner in the country you are being treated in. Claims are assessed by nib Travel on a case-by-case basis, to know what you are and are not covered for, make sure you’ve fully read and understood the terms and conditions in the PDS.
Online travel insurance to Bali with medical evacuation and repatriation cover.
The international travel insurance for Bali available from Travel Insurance Saver outline cover for medical evacuation and repatriation. The medical evacuation and repatriation benefit limit varies under each international travel insurance product:
Medical evacuation and repatriation:
- Bare Essentials - $250,000
- Essentials - $500,000
- Comprehensive - $Unlimited
- Annual Multi Trip - $Unlimited
Under the medical evacuation and repatriation benefit, there may be cover if the traveller who is listed on the travel insurance policy has to interrupt their trip after it has begun because they have suffered a sudden illness or injury while they are on their trip and based on the reasonable recommendation of a medical practitioner appointed by nib Travel, they need to be medically evacuated or repatriated. There may be cover for transport and accommodation expenses nib Travel believe reasonable and necessary to bring the traveller back to their home in Australia, or another destination nominated by nib Travel. To know more about what is and what is not covered, make sure you’ve fully read and understood the PDS.
How much does travel insurance to Bali cost
(Green: Compliance check) We discuss general product cost here which may be seen as uncompliant, though the information and advice is of a general nature.
The cost of travel insurance for Australians going overseas to Bali can vary based on several factors.
Here are some of the possible influences on travel insurance premiums:
Travel Dates: Length of trip affects cost of policy.
Destinations: The destination of travel plays a crucial role in determining insurance costs. Countries with higher medical costs, such as the United States, might lead to higher premiums.
Excess: Choosing a reduced excess can alter premium cost, with lower excesses resulting in additional premium.
Type of travel insurance product: The type of travel insurance product you choose may affect price, with travel insurance products that provide higher benefits and more cover options generally being priced higher.
Optional Extras: Adding extra coverage for activities that are considered higher risk, such as skiing, will increase the cost of the insurance premium.
Each of these factors can influence the overall cost of travel insurance. To compare travel insurance quotes today and see how much travel insurance to Bali may cost, get a quote from Travel Insurance Saver.
Does travel insurance cover an existing medical condition if I’m going to Bali?
The travel insurance products to Bali offered online by Travel Insurance Saver provide automatic cover for over 40 existing medical condition . An existing medical condition may only be automatically covered if it meets the criteria associated with automatic cover for that condition. If your existing medical condition isn’t on the list of automatically covered conditions, there is also a checklist titled ‘What’s an existing medical condition?’
Existing medical condition screening for travel insurance to Bali.
If you are an Australian traveller heading overseas, to Bali or elsewhere, and seeking travel insurance cover for an existing medical condition which is not automatically covered, you may conduct a medical screening through nib Travel. Existing medical condition screenings are only available on the Comprehensive plan and Annual Multi-Trip plan for international travel, and the Australia travel plan for domestic.
Does travel insurance cover a trip cancellation to Bali?
Australian travellers who are going to Bali and who are international product policy holders (Bare Essentials, Essentials, Comprehensive and Annual Multi-Trip) may be covered for cancellation and additional expenses, as well as holiday deferment, under the international products cancellation limit. There is cover for 11 events under the cancellation and additional expenses section. Benefits include cover for unforeseen events such as trip cancellation due to new illness or injury before the trip departure date; your prepaid scheduled public transport services such as flight or cruise have ben cancellation or restricted by your carrier or service provider due to severe weather, natural disaster, riot, strike, civil insurrection, or hijacking; and more. To see what other events are covered, make sure you’ve read and understood the terms, conditions, limitations and exclusions of the Product Disclosure Statement.
Travel insurance to Bali with cover for natural disaster related events.
If you are Australian going overseas to Bali and seeking travel insurance with cover for natural disaster related events, the international travel insurance products to Bali available from Travel Insurance Saver outline cover for certain events.
There may be cover for emergency expenses to avoid disaster if during your trip you need to make reasonable additional travel arrangements within 48 hours of a public warning being issued in the mass media of natural disaster that is likely or expected to directly impact your travel arrangements.
Under the cancellation and additional expenses cover offered on international travel plans if your prepaid accommodation has been destroyed or is uninhabitable due to natural disaster and there is no other alternative equivalent accommodation available in the vicinity. In the same benefits section, there is cover available if your prepaid scheduled public transport has been restricted by your carrier or service provider due to natural disaster.
Under the cancellation and additional expenses cover, if our prepaid scheduled public transport is restricted or cancelled due to a natural disaster, there may be cover up to the applicable limit.
The amount covered under the cancellation and additional expenses section is different depending on the travel product. On the Essentials, Comprehensive and Annual Multi-Trip plan, the cancellation and additional expenses limit may be increased for an additional premium. To know more about cover for natural disaster, make sure you’ve read the terms, conditions, limitations and exclusions of the PDS.
Travel insurance to Bali – Mt. Agung, Volcano.
Mount Agung in Bali is a stratovolcano, which is a type of composite volcano characterized by a conical shape and built up by many layers of hardened lava, tephra, pumice, and volcanic ash. These volcanoes are known for their explosive eruptions due to the thick, highly viscous lava that does not flow easily and thus traps gases within the magma. This results in highly pressurized and explosive eruptions when the gases are eventually released.
Mount Agung has been one of the most active volcanoes in Bali, with significant eruptions recorded historically. The 1963-1964 eruption was particularly devastating, resulting in numerous deaths and extensive damage due to pyroclastic flows and lahars—a slurry of mud and debris caused by the mixing of volcanic material and water. More recent activities between 2017 and 2019 included frequent ash plumes, lava emissions, and lahars, prompting evacuations and air travel disruptions.
Given the volcano's potential for explosive activity, local authorities maintain constant monitoring. Seismic activity often precedes eruptions, serving as a warning sign for potential volcanic activity. To stay updated on volcanic activity, especially if planning travel to Bali, or for educational purposes, consulting resources such as the Global Disaster Alerts and Coordination System and the Indonesian Volcanic Observatory Notice and monitor changes on Smart Traveller.
Does travel insurance to Bali cover lost or stolen luggage?
If you are seeking travel insurance to Bali with cover for luggage and personal effects, there may be cover under the international travel products through Travel Insurance Saver. Cover for luggage and personal effects include accidental loss, theft of, or damage to, your luggage and personal effects while they are accompanying you during your trip. This includes theft of, or damage to, your luggage and personal effects while they are left concealed during daylight hours in a locked vehicle, with proof of forced entry into the vehicle reported. If your luggage or personal effects are left in a locked storage facility, and they are damaged or theft of, there must be proof of forced entry into the facility. There is no cover for damage to computer, tablet, or smartphone screens at any time. This is a summary of cover online; to know more about what is and is not covered for luggage and personal effects, make sure you’ve read and fully understood the terms, conditions, limitations and exclusions in the PDS.
Travel insurance for Bali with cover for terrorism related event.
The international travel insurance products to Bali available from Travel Insurance Saver outline cover for various events related to terrorism. Under the Comprehensive plan and the Annual Multi-Trip plan, if you are travelling to Bali, and are a valid travel insurance policy holder, there may be cover for necessary emergency accommodation if your trip is interrupted due to a terrorist act.
Under cancellation and additional expenses, there may be cover if your pre-paid scheduled public transport, such as flight, is cancelled or restricted by your carrier or service provider due to hijacking.
There is an exclusion for a loss arising from an act or threat of terrorism; however, this exclusion does not apply to overseas medical expenses; medical evacuation and repatriation for the cost of repatriation to or within Australia, if the carrier requires you to be brought back with a medical escort; luggage and personal effects; emergency accommodation due to terrorism; and prepaid scheduled public transport cancellation or restriction by carrier or service provider due to hijacking.
This is a summary of cover only, please make sure you’ve fully understood the terms, conditions, limitations and exclusions of the PDS available from us before proceeding.
If I am intoxicated by drugs or alcohol in Bali, will I be covered?
The online travel insurance products to Bali available from Travel Insurance Saver offer no cover for a loss arising from a member of the travelling party being intoxicated by or addicted to alcohol; or being intoxicated to or addicted to a drug, except a drug taken in accordance with the advice or a registered medical practitioner, or it is an over-the-counter drug taken in accordance with the medication manufacturer's instructions.
Am I covered if I ride a motorcycle or moped in Bali?
The international travel insurance to Bali available for Australian travellers from Travel Insurance Saver may provide cover for a loss arising from a member of the travelling party riding a motor cycle, moped or motor scooter, either as the person in control or as a pillion passenger; only if the motorcycle, moped or motor scooter has an engine capacity not greater than 250cc, is wearing a helmet, and the person in control has their full motorcycle license valid in both the country of travel and their country of residence.
There is no cover for riding an all-terrain vehicle or quad bike either as the person in control or as pillion passenger. If you are an Australian travelling to Bali and seeking travel insurance with cover for motorcycle or moped riding, you may consider an international travel insurance plan from us if the above criteria are met.
Travel insurance to Bali with cover for rental vehicle insurance excess.
If you are an Australian travelling overseas to Bali and seeking travel insurance cover for rental vehicle insurance excess, the Essentials, Comprehensive and Annual Multi-Trip plan outline cover for rental vehicle insurance excess.
Under this benefit, there may be cover if you rent a vehicle while you are overseas, it is damaged by accident, storm, fire or theft; and you (the travel insurance policy holder) are a nominated driver on the Rental Vehicle Agreement.
This cover is not in place of valid comprehensive motor vehicle insurance for the period of hire and only provides cover for the excess up to the applicable limit. Terms and conditions apply, make sure you’ve fully read and understood the PDS available from us.
Does travel insurance cover activities like scuba diving and surfing if I go to Bali?
Taking part in activities like surfing at locations like the famed Uluwatu, or scuba diving at Nusa Penida, Australians enjoy many activities when travelling to Bali. The travel insurance to Bali available online now from Travel Insurance Saver provide cover for several activities such as scuba diving and surfing, if Bali is selected as a destination on the travel insurance policy. Terms, conditions, limitations and exclusions apply, and there are several activities which are not covered - make sure you’ve read and understood the PDS from us.
If you are an Australian traveller going to Bali and searching for travel insurance for scuba diving, the travel insurance products to Bali from Travel Insurance Saver provide cover for scuba diving if the traveller who is listed on the travel insurance policy holds an open water diving license or is diving under licensed instruction.
If you are going to be surfing in Bali and seeking a travel insurance product to provide cover for your trip overseas, the travel insurance products available from Travel Insurance Saver do not generally exclude surfing as an activity.
Under the Comprehensive and Annual Multi-Trip plans, there is cover available for hiring replacement golf and surf equipment if your golf or surf equipment is accidentally lost, delayed or damaged during your trip, however there is no cover whilst in use.
There are a number of conditions which apply, and some activities which are not covered:
a) hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
b) travelling in international waters in a private sail vessel or privately registered sail vessel; or
c) participating in, or training for, a professional sporting activity.
To see what other activities may be covered by the products available from Travel Insurance Saver, as well as activities that are not covered, see travel insurance activities that may be covered.
If I’m already overseas in Bali, can I still get travel insurance?
The international travel insurance to Bali available online from Travel Insurance Saver may provide cover for an Australian traveller who has departed for their trip and is already overseas, in Bali or any other selected destination. The online travel insurance to Bali available now from Travel Insurance Saver (3 overseas travel insurance products – Bare Essentials, Essentials, and Comprehensive) may provide cover if you are already overseas: a 72-hour waiting period applies from the time of purchase until cover for any event begins, and a trip must start or end at your home in Australia. If you are an Australian traveller who is already overseas in Bali and is seeking travel insurance despite already having begun your trip, already overseas travel insurance for Bali is available from Travel Insurance Saver to cover an Australian traveller until their return home to Australia.
Can I get one-way travel insurance to Bali?
The travel insurance for Bali available online from Travel Insurance Saver may provide cover if an Australian traveller is travelling overseas from Australia one-way to Bali, or any other destination listed on the travel insurance policy. One-way travel insurance is available under the single trip travel plans, but not the annual multi-trip plan. A trip must begin or end at the travellers home in Australia, so if the traveller is going overseas one-way to Bali or any other listed destinations prior to or thereafter, cover will begin from the date of departure listed on the travel insurance policy, when the traveller leaves for their trip, until the return date listed on the travel insurance policy.
The return date of the one-way travel insurance policy would be the date the travel insurance policy expires if the traveller is still overseas. If you are an Australian traveller and going to Bali and searching for an online travel insurance product to cover your one-way trip, you may consider a travel insurance plan from Travel Insurance Saver, where a trip must begin or end at your home in Australia in order for the travel insurance policy to provide cover.
If you are travelling overseas one-way and your travel insurance policy expires while you are travelling, you may be able to take out an already overseas travel insurance policy, provided the trip starts or ends at your home in Australia.
Annual Multi Trip travel insurance product for Australians going to Bali.
The Annual Multi-Trip travel plan is a travel insurance product available from Travel Insurance Saver which provides cover for multiple 45-day trips in an annual period. The Annual Multi-Trip is available to Australian travellers going overseas to Bali multiple times within an annual period who need travel insurance for Bali to cover them while they’re away.
Travellers may be covered for 45-day trips to Bali from Australia and returning to Australia if they are Annual Multi-Trip travel insurance policy holders. The Annual Multi-Trip provides cover to two regions: Worldwide (Excluding USA and Nepal) and Worldwide (Including USA and Nepal). The Annual Multi-Trip plan provides cover for a range of unforeseen events and is available for Australian residents seeking travel insurance cover to Bali. If you are an Australian going overseas multiple times a year to Bali, or another destination available under the travel insurance product, the Annual Multi-Trip available online from Travel Insurance Saver may provide cover for multiple overseas trips in a year.
Will my travel insurance cover a cruise in Bali?
The international travel insurance for Bali available online today from Travel Insurance Saver provide cruise cover as standard. If you are going to Bali for a cruise, you must select Bali as a destination on your travel insurance policy in order to be covered. The international travel insurance for Bali offered by Travel Insurance Saver provide cover for cruising with benefits including overseas medical costs (includes Covid-19), medical evacuation and repatriation, luggage and personal effects cost, and cancellation and additional expenses, and holiday deferment.
Coronavirus travel costs cover is available under the Comprehensive plan and the Annual Multi-Trip travel plan, which provides cover for 9 coronavirus related events, including if during your trip you are not permitted to board your scheduled public transport, including cruise, due to being suspected of being infected with coronavirus. To know more about what you are and are not covered for if you are going on a cruise to Bali and require travel insurance, please make sure you’ve read and fully understood the terms, conditions, limitations and exclusions in the PDS.
What is the best time to travel to Bali from Australia?
The best time to travel to Bali from Australia largely depends on weather preference and the type of activities you plan to enjoy. Here are some considerations:
Dry Season (April to October): This period is generally considered the best time to visit Bali, as the weather is dry and sunny, making it ideal for beach activities, surfing, and exploring. The months of May, June, and September are particularly recommended because they offer pleasant weather, fewer crowds, and often lower prices than the peak tourist months.
Wet Season (November to March): This season sees more rain and humidity, which might be less ideal for outdoor activities. However, the landscapes are lush and green, and the rain usually comes in short, heavy bursts followed by sunshine. Prices can be lower during this period, and there are fewer tourists, which might appeal if you prefer a quieter visit.
If you're traveling from Australia, keep in mind that flights might be cheaper during the Australian winter months as it aligns with Bali's dry season. This can be a perfect escape from the colder weather down under.
Travel insurance to Bali: Currency, language, culture, and laws (15 key points about Bali).
- Hinduism in Bali: Discover the unique blend of Hinduism in Bali, which incorporates local animist traditions and ancestor worship, making it distinct from Hindu practices elsewhere. For more details, see Balinese Hinduism - Balinese Hinduism: Everything You Need to Know .
- Balinese Pawukon Calendar: Learn about the Balinese calendar system which comprises 210 days, influencing religious and cultural events. Explore more at The Balinese Calendar and how it guides everyday life in Bali.
- Balinese Dance: Gain insights into the rich tradition of dance in Bali, such as the Barong and Kecak, which are integral to Balinese religious and cultural expression. UNESCO discuss the three genres of traditional Balinese dance.
- Social Hierarchy: The caste system in Bali, while present, is less rigid than in India, focusing more on religious and community roles. There are four social groups in Bali, with 90% of Balinese being represented by The Sudra.
- Linguistic Diversity: Balinese and Bahasa Indonesia are widely spoken, with English prevalent in tourist areas. For more on language and communication in Bali, visit Balinese Language. For a handy language app Australian travellers can use to learn Indonesian, see Duolingo.
- Cultural Etiquette: Respect and propriety are crucial in Balinese culture, especially regarding dress and behaviour at religious sites. More information can be found on Khan Academy.
- Spiritual Offerings: Learn about the significance of daily offerings, known as Canang Sari, in Balinese Hinduism. For an in-depth look, visit Balinese Hinduism and Its Significance.
- Ngaben: This cremation ceremony is a profound aspect of Balinese culture, often marked by elaborate rituals. Explore more at Balinese Culture.
- Artistic Heritage: Bali's rich tradition of arts, including woodcarving and weaving, plays a significant role in its cultural identity. The Australian Museum discuss and display Balinese art.
- Gamelan Music: The traditional metallophone orchestras provide a melodic backdrop to many Balinese ceremonies. Gamelan is known as the indigenous orchestra of Java and Bali .
- Indonesian Rupiah: The currency of Indonesia, including Bali, is the Rupiah. Up-to-date exchange rates and details are available below.
- Currency Exchange: Stay updated with the latest exchange rates through reliable financial news sources or currency conversion tools online. As of May 13, 2024, $1AUD (Australian dollar) exchanges for 9738 INR (Indonesian Rupiah).
- Environmental Reverence: The Balinese philosophy of Tri Hita Karana emphasizes harmony with nature, reflecting in their environmental conservation efforts.
- Bali Transport Apps: In Bali, Grab is a popular app for personal transport and food delivery. Gojek is another app that the Balinese use and is popular, both apps
- Market Etiquette: Respectful bargaining is a traditional and expected practice in Bali's markets. Tips and cultural etiquette can be explored further at Balinese Market Etiquette.
Travel insurance to Bali: Food safety information.
Food poisoning in Bali is a concern due to the prevalence of foodborne diseases in Indonesia, as noted by the World Health Organization (WHO). These diseases are primarily transmitted through food contaminated by bacteria, viruses, parasites, or chemical substances.
The WHO highlights that the Southeast Asian region, including Indonesia, experiences a significant burden of foodborne diseases, contributing to over 200 types of illnesses ranging from diarrhea to more severe conditions like cancers. In Indonesia, the majority of food poisoning incidents have been linked to food prepared in catering services and households (World Health Organization (WHO)).
To combat this, the WHO advocates for improved food safety measures, focusing on prevention strategies that involve all stakeholders, including governments, producers, and consumers. This includes implementing risk-based food inspection systems, which assess the risk level of food establishments and prioritize inspections based on this risk, aiming to target high-risk food providers more frequently (World Health Organization (WHO)).
Furthermore, the WHO emphasizes the importance of public education on safe food handling practices. Their "Five Keys to Safer Food" initiative outlines fundamental practices such as keeping clean, separating raw and cooked foods, cooking thoroughly, keeping food at safe temperatures, and using safe water and raw materials. These guidelines are aimed at reducing the incidence of foodborne diseases and are part of a global effort to improve food safety. For more information about food safety in Bali, and for covid-19 statistic, see World Health Organization.
Overall, while Bali offers a rich culinary experience, visitors are advised to practice caution by adhering to safe food consumption practices and choosing dining establishments that observe proper food safety measures. This can significantly reduce the risk of foodborne illnesses during their stay.
Australian traveller Visa information to Indonesia and Bali:
As an Australian traveller heading to Bali, you can enter without a pre-arranged visa if your stay is less than 30 days. This is facilitated through a Visa on Arrival (VoA) which you can obtain when you land at the airport. The cost for this visa is approximately USD 35 or 500,000 Indonesian Rupiah. If you plan to extend your stay beyond 30 days, you can apply for a one-time extension for another 30 days while you are in Indonesia.
Ensure that your passport is valid for at least six months beyond your date of entry into Indonesia. It’s also a good idea to have a return ticket or an onward ticket to another destination.
For longer stays or different types of visits (like work or longer-term stays), different types of visas such as the KITAS (temporary stay permit) or KITAP (permanent stay permit) may be required, and these usually involve a more complex application process. Australian travellers can find more information on the official e-visa website for Indonesia.
Australian Consulate-General in Bali.
The Australian government maintains a Consulate-General in Bali, Indonesia, which serves as the primary diplomatic representation for Australians in the region. Here is some information about the Australian Consulate-General in Bali:
Location:
Australian Consulate-General Bali
Jl Tantular No.32, Renon,
Denpasar 80234,
Bali, Indonesia
Contact Information:
Phone: +62 361 241 118
Fax: +62 361 221 195
Email: bali.congen@dfat.gov.au
Website: https://bali.indonesia.embassy.gov.au/blli/home.html
Services:
The Australian Consulate-General in Bali provides a range of services to Australians visiting or residing in Bali, including:
Assistance to Australians in distress, including consular support in cases of emergency, such as accidents, illness, or legal issues.
Passport services, including issuing emergency passports and providing assistance for lost or stolen passports.
Notarial services, such as witnessing signatures, certifying copies of documents, and administering oaths.
General advice and information on travel to Bali, including safety and security tips, entry requirements, and local customs.
Operating Hours:
The Consulate-General is typically open Monday to Friday during regular business hours. However, it's advisable to check their website or contact them directly for the most up-to-date information on opening hours and any closures due to public holidays or other events.
Emergency Assistance:
For Australians requiring urgent consular assistance outside of normal business hours, there is a 24-hour Consular Emergency Centre in Canberra, Australia. Australians in distress can contact this centre by calling the Australian Government's 24-hour Consular Emergency Centre on +61 2 6261 3305 or 1300 555 135 (within Australia).
Additional Information:
Before traveling to Bali or any other overseas destination, Australians are encouraged to register their travel plans with the Australian government's Smart Traveller website. This service provides important travel advice and alerts and enables the government to contact Australians in case of an emergency. See also DFAT for Australian Consulate General in Bali.
Bali Travel Insurance (16 key takeaway points)
Australian travellers heading to Bali can select from four international travel insurance plans available at Travel Insurance Saver. There are 15 key takeaway points about Travel Insurance Saver’s Bali travel insurance products.
- The Bare Essentials, Essentials, Comprehensive, and Annual Multi-Trip plans all provide some cover for overseas medical costs, medical evacuation and repatriation, luggage and personal effects, cancellation, and additional expenses, and more.
- Coronavirus travel costs are available on the Comprehensive and Annual Multi-Trip plans.
- Cruise cover is included as standard on all international travel insurance products available from TIS.
- One-way trip travel insurance cover is available on the Bare Essentials, Essentials, and Comprehensive plan.
- Cover if you are already overseas in Bali and need travel insurance to cover your return to Australia, subject to a 72-hour waiting period. Available on Bare Essentials, Essentials, and Comprehensive travel plans.
- A trip must begin or end at your home in Australia on single trip policies, and on the Annual Multi-Trip a trip must begin and end at the traveller’s home in Australia.
- If you have an Annual Multi-Trip but your trip is going to exceed 45-days, you can apply for a Comprehensive policy to cover the additional dates until you return to Australia, if you meet the eligibility requirements.
- There is automatic cover for over 40 existing medical conditions. For existing medical conditions that aren’t automatically covered, travellers can apply for a medical screening under the Comprehensive and Annual Multi-Trip plans to have their condition covered if approved.
- There may be cover for events relating to natural disaster or terrorism for travellers who are in Bali with a valid travel insurance policy from Travel Insurance Saver. Cover includes delayed or cancelled scheduled public transport due to hijacking or natural disaster and more. Make sure you’ve read and fully understood the PDS.
- The international travel insurance to Bali includes cover for scuba diving if you hold an open water license or are diving under licensed instruction. There is cover for hiring replacement golf and surf equipment under the Comprehensive and Annual Multi-Trip plan.
- There is no cover for a loss related to a member of the travelling party being intoxicated by or addicted to alcohol.
- There are no age limits under the Comprehensive and Annual Multi-Trip plans, and travellers aged up to 69 years may apply for a Bare Essentials or Essentials plan.
- There is cover under the international travel insurance to Bali products for scooter, moped, or motorcycle use if the person in control has their full motorcycle license in both the country of travel and their country of residence, both person in control and pillion passenger are wearing helmets, and the engine capacity is not greater than 250cc.
- There is cover for 11 events under the cancellation and additional expenses section, subject to terms and conditions outlined in the PDS.
- If you are travelling to Bali and need travel insurance, but you are also visiting other countries in Asia, you may select the broad destination of Asia incl. Nepal, or Asia Excl. Nepal, to cover several countries of travel in Asia. Asia Incl. Nepal has a higher premium than Asia Excl. Nepal.
- You are covered for cancellation from the time the premium is paid, and the certificate of insurance has been issued by nib Travel. Cancellation cover ends when you return to your home in Australia, or in the case of one-way travel insurance to Bali, when the period of insurance ends, whichever happens first.
Compare Bali travel insurance quotes today (up to 12-months cover): Conclusion
There is more information about what is covered and what is not covered, as well as benefit limits, terms, conditions, exclusions, and limitations in the PDS. Get an online quote today for travel insurance to Bali to compare pricing and see what’s covered. Single trip international travel insurance plans available from Travel Insurance Saver can be purchased up to 12-months before the trip departure date, and single trip cover can cover travellers for up to one year.
Get a travel insurance quote to Bali today and compare our international travel insurance products online.
