Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Bali travel insurance breakdown overview for Australians going overseas

    Bali Travel Insurance: Protect Your Trip to Bali with Comprehensive Coverage

    When planning your trip to Bali, securing reliable Bali Travel Insurance should be a top priority. Whether you are heading to Bali for a relaxing vacation, an adventure, or business, travel insurance is crucial to safeguard against the unexpected. In this guide, we explain the types of coverage available and why Travel Insurance to Bali is a smart choice for any traveller.

    Bali Travel Insurance temples

    Why You Need Travel Insurance to Bali

    Bali is a popular destination known for its stunning beaches, rich culture, and vibrant nightlife. However, like any international trip, there are risks involved—whether it’s a flight delay, a medical emergency, or the theft of your personal belongings. Bali Travel Insurance ensures you are financially protected in case of any unforeseen events. Without travel insurance, you could be exposed to significant financial losses due to medical bills, trip cancellations, or other travel disruptions.
     

    Key Benefits of Bali Travel Insurance

    When you buy Travel Insurance to Bali, you’re protecting yourself against various potential issues that could arise during your trip. The most common types of coverage include:
    • Bali Travel Insurance flight cancellationMedical Emergencies: Covers emergency medical expenses should you fall ill or be injured while in Bali.
    • Trip Cancellation and Interruption: Protects you from losses if your trip is unexpectedly cancelled or interrupted due to covered events like illness or travel delays.
    • Lost or Stolen Luggage: Reimburses you for the loss of luggage, personal belongings, or travel documents.
    • Flight Delays or Missed Connections: Covers additional expenses if your flight is delayed or if you miss a connecting flight.

    What Does Travel Insurance to Bali Cover?

    Travel Insurance to Bali can vary in terms of coverage options, but it typically includes protection for medical expenses, trip cancellations, and lost luggage. Depending on the policy, you may also have coverage for other incidents like flight delays, trip interruption, and travel-related emergencies. Before purchasing travel insurance, it’s essential to carefully review the details of the coverage to make sure it fits your travel needs.

    Bali Travel Insurance Mt Agung

    Choosing the Right Bali Travel Insurance for Your Trip

    Selecting the right Bali Travel Insurance policy depends on your travel plans. If you're planning an adventurous holiday with activities like hiking, diving, or surfing, look for insurance policies that provide coverage for sports and adventure-related activities. Alternatively, if you're planning a business trip or a short vacation, a basic policy with standard coverage may suffice.
     

    When comparing policies, consider:

    • Medical Coverage: Bali offers excellent healthcare, but international medical care can be costly. Ensure your policy covers medical treatment, evacuation, and emergency transport if needed.
    • Trip Duration: Short-term policies are typically available for one-off holidays, while longer trips may require extended travel insurance plans.
    • Policy Exclusions: Some policies may not cover specific activities or pre-existing medical conditions. Always read the fine print.

    How to Buy Travel Insurance to Bali

    Purchasing Bali Travel Insurance is easy. Most travel insurance providers allow you to buy policies online. Simply enter your trip details—such as travel dates, destination, and coverage preferences—and select the right policy for you. You’ll receive an instant quote, making it easier to choose the best plan for your needs.
     
    Bali Travel Insurance surfing

    Bali Travel Insurance

    A reliable Travel Insurance to Bali policy may provide financial protection and reduce the stress of dealing with unexpected situations during your trip. Whether you're travelling for leisure, business, or adventure, make sure you have the right coverage to protect yourself from the unknowns that may arise. By securing your Bali Travel Insurance in advance, you can focus on enjoying your trip while knowing you're covered.

    When planning your trip to Bali, take the time to research and compare different travel insurance options. With the right coverage in place, you can travel with confidence, knowing you’re prepared for any unexpected challenges.