In need of long-term travel insurance? Travel Insurance Saver can offer long term travel insurance
for 12 to 24-month travel insurance cover.
There’s nothing better than travelling for a long period of time. You can really get into the travel spirit if you are travelling for 12-24-months, and it’s no wonder people of all ages are opting to take out a long-term travel insurance cover.
To get 24-month travel insurance cover you will need to purchase two one-year long travel insurance policies and have them date, back to back alternatively you can purchase the 2nd year travel insurance policy while overseas. Please refer to the 2 options for 24-month travel insurance below.
24-Months Travel Insurance cover before you depart Australia
So, if you wish to travel for two years from the date of the 24th of March 2022 – 2024, you will need to purchase a policy for one year from the 24th of March 2022 – 2022, and then purchase a second policy from the date of the 24th of March 2021 – 2022. You will then have two one-year long policies dated from back-to-back, thus giving you cover for the length of two years. This is the easiest way to ensure you receive travel protection for two travel insurance cover. Please note that if you are purchasing your second-year policy, you must purchase it close to the date you are departing, this is because you can’t purchase a policy more than one year out from the departure date.
24-Months Travel Insurance for a 2-years travel
If you don't require your 2nd year policy before departing Australia, you can purchase while overseas. Please note that if you are purchasing your second-year policy when overseas there is a 72-hour waiting period that applies excluding medical. Hence you will need to purchase the 2nd year travel insurance cover at least 3 days before your 1st year policy expires. This will provide continuous cover with no waiting period.
It’s important to note,
that once you’ve begun your holiday, or your policy has exited the cooling off period, you won’t be able to receive any refunds. So, if you purchase a 12 or 24-months of travel insurance cover (two back to back yearly long travel insurance
policies), and you decide you’d like to cut your trip short, unfortunately you may not be able to receive any refund or partial refund.
Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.