Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Brunei - History

    Brunei and Borneo were among early the European references to the state and the island.

    The Brunei ruling dynasty descends from the 1360s when Awang Alak Betatar became the first Brunei ruler, and the present ruler is his direct descendant.

    Looking for travel insurance for your next holiday? Find out more about travel insurance from Travel Insurance Saver.

    Awang Alak Betatar was the first Brunei Raja to accept Islam and changed his name to Sultan Muhammad Shah (1363-1402) in honour of the Prophet. 

    With the advent of Islam, Brunei’s trade and territories grew in line with the spread of Islam to encompass existing Malay kingdoms in Borneo and the Philippines.

    Looking for Travel Insurance to Europe? Get a travel insurance quote online today.

    A golden age dawned with the reign of the fifth sultan, Nakhoda Ragam who was an avid adventurer. His seafaring took him to Java, Malacca and the Philippines. His rule extended over the Sultanates of Sambas, Pontianak, Banjarmasin, Pasi Kotei, Balongan, the Sulu Archipelago, and Islands of Balabac, Banggi, Balambangan and Palawan. 

    Looking for Travel Insurance when Pregnant? Find out more.

    Strong trade and royal relationships were established with China during the reign of the first and second sultans until about 1425.

    Sultan Bolkiah, whose conquests covered the whole of Borneo and as far north as Luzon in the Philippine Islands, where he initiated the spread of Islam, succeeded Sultan Sulaiman. He was known as Nakhoda Ragam. His queen was known as Puteri Laila Menchanai. 

    Award-winning travel insurance Annual multi-trip plan available from Travel Insurance Saver. Get a quote online.

    The reign of Sultan Bolkiah (1485-1584) was the height of the Brunei Sultanate in territory, influence, and power. 

    Sultan Bolkiah was succeeded by his son Sultan Abdul Kahar (1524-1530). In 1521, Ferdinand Magellan and Antonio Pigafetta visited him while he was a deputy (Pemangku Sultan).

    Sultan Saiful Rijal was succeeded by Sultan Shah Brunei (1581-1582), who had no heir, so he handed over his throne to his younger brother, Sultan Mohammad Hasan.

    Looking for Worldwide travel insurance, get a quote.

    Sultan Muhammad Hasan was succeeded by Sultan Abdul Jalilul Akbar (1598-1659), who developed a relationship with the Spaniards. 

    Sultan Nasruddin (1690-1710) introduced gold coins during his reign in 1690-1710.

    Sultan Muhammad Tajuddin (1795-1804 and 1804-1807) ordered the building of houses for the Brunei pilgrims in Mecca. 

    Need Cruise Travel Insurance? Get a quote today. Consider the PDS & TMD.

    The reign of Sultan Omar Ali Saiffuddien11 (1828-1852), heralded the beginning of direct European involvement in Brunei. He ruled until his death in 1852 by which time he had surrendered Labuan Island to the English in 1846. He signed a treaty with the English on trade and good relationship.

    His Majesty the Sultan and Yang Di Pertuan Brunei Darussalam ascended the throne on October 5, 1967, as the 29th Sultan. He further pushed Brunei Darussalam on the road to greater economic and social development. 

    Brunei gained full independence in 1984. 

    Back to Brunei Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.