Travel Insurance Saver
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Single Trip Annual Multi Trip
    19
    April
    2024
    20
    April
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    What's Covered

    Extras

    Compare nib Travel Insurance Policies

    Travel Insurance Saver offers a variety of Travel Insurance policies from nib Travel Insurance that may meet the needs of our customers whether that is in Australia or Overseas. Compare and select from domestic and international products by getting a quote.

    Schedule of benefits

    To compare our policies and view the product disclosure statement, please complete a quote by entering in travel destination, travel dates, ages and clicking Get a Quote button. Compare our policies to choose the best policy for your trip away. 

    Existing medical conditions (EMC)

    There are 40 conditions automatically cover. Click here to view Existing Medical Condition and medical criteria.
    You can only add an Existing Medical Condition (EMC) on the Australian Travel, Comprehensive or the Annual Multi Trip policies. If you choose another product, medical conditions that are not automatically covered would be excluded. 

    nib International Assistance - Worldwide 24/7 365 days emergency assistance

    nib International Assistance utilises a global network of medical providers and facilities. This team coordinates emergency assistance to the policyholder that becomes ill or injured while travelling overseas. Click here for further information.

    Destination countries 

    You can select from a drop-down box, a range of different countries which you will be travelling to. Select all of the countries you will be travelling to, from the drop-down box, select dates and ages of travellers, and then click get a travel insurance quote button.  

    Cruises

    Some cruising is covered as standard. If you are taking a cruise in Australian waters, please select Australian Waters as your destination, when travelling in international waters, please select the countrries that you will be travelling to; For example Singapore, South Pacific Cruise, Hawaii, Vanuatu etc.
    Click the link for further information about Travel Insurance when cruising.

    Motorcycling overseas

    Wanting to motorcycle abroad and looking for travel insurance?
    You must have a valid Australian motorcycle licence along with a valid motorcycle license for the country you’re travelling in and be riding a motorcycle that is less than 250cc. You’ll also need to make sure you wear a helmet! Click to view further information regarding Travel Insurance when motorcycling.

    Dependent children, covered for free. 

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:

    • under 25 years of age, and
    • working less than 30 hours per week.

    Amend and extend your policy

    Amend, extend or cancel via the self-managed system - You can update and extend your single trip policies for up to 12 months, unless you have made a claim, need to add a specified medical condition or had changes to your health since purchasing a policy. Click here to find out how to extend your policy. Click here for further information.

    Rental vehicle insurance excess

    We may cover you for the rental vehicle insurance excess, or the cost of repairing the vehicle, whichever is lower, if;

    • you rent a vehicle from a rental company; 
    • it is damaged by accident, storm, fire or theft; and 
    • you are a nominated driver of the Rental Vehicle Agreement. 

    For this benefit to apply, the rental vehicle company must have comprehensive motor vehicle insurance for the period of hire. Please refer to schedule of benefits and PDS for policies that include Rental Vehicle Insurance Excess. 

    Snow & Ski cover 

    We have options to add Snow Sports to the Comprehensive and Annual Multi Trip when travelling overseas. Please select the Snow Sports under Options and More Information in the quoting panel to apply snow sports cover to your travel insurance policy. Can't add on Snow sports after you have purchased your policy. Click here to find out more.

    24/7 International Assistance

    nib International Assistance is a 24/7 emergency assistance team that coordinates emergency assistance for policyholders. 

    Already departed

    You can purchase while already being overseas - A 72-hour waiting period applies if you purchase when you have already departed from Australia. You must be returning back to Australia for the policy to be valid. 

    Travel Insurance for Seniors

    We have a range of policies available for seniors, with the Comprehensive, Annual Multi Trip & Australian Travel plans having no age limits.
    Bare Essentials and Essentials policies are available for travellers up to 69 years of age. Find out more about travel insurance for Seniors. 

    Monetary Unit

    All $ values via this website, displayed in Australian Dollars (AUD).

    Time

    Policies purchased are based on AEST (Australia Eastern Standard Time) for departure and return dates and time.  

    Travelling when pregnant

    Cover may be available for pregnancy-related illness of the mother up to & including 26 weeks gestation for a single pregnancy and multiple pregnancy - Provided there have been no complications, click here to find out more.

    Compare Travel Insurance

    We offer a great platform to compare our travel insurance policies side by side to identify the policy that may suit your travel needs. 

    Overseas Travel Insurance

    Travelling overseas and looking for travel insurance cover - Get a quote to view travel insurance for overseas travel.

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.  

    Google

    Google Rating

    Our customers rated their claim
    experience 4.7 out of 5.

    Awards

    Multiple award winning travel insurance company

    Kevin PascoeDec 27, 2023

    Easy to use, clear information and efficient quote process and then sending policy documents

    Pat CarnegieNov 10, 2023

    I am nearly 89. Many companies won’t give me a quote as they reckon that I am too old. Those that do quote want a large excess for cover on a cruise and have a complicated medical assessment. Travel Insurance Saver sold me an Annual International Policy at a reasonable price. Their website is clearly designed and easy to use.

    Chris RichardsApr 11, 2023

    I had a good look around and found this Travel Insurance Saver policy was just right for my travel needs with a very competitive premium. Other insurers loaded a hefty " cruise component", which is counter-intuitive considering trains, planes and cars/ coaches are much more susceptible to problems than the now stringently applied systems on cruise ships. Highly recommend.!

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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