Travel Insurance Saver
Single Trip Annual Multi Trip
    2
    March
    2024
    3
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Travel Insurance Online

    Travel Insurance Online

    Buying your Travel Insurance online

    On the Travel Insurance Saver website you can enter your trip details – such as your destination(s), your current age, and your travel dates. You can also select from other optional extras such as a variable excess or an adjustable cancellation and holiday deferment costs limit on applicable plans, and compare travel insurance quotes. 
     
    Get a travel insurance quote online. Please make sure you’ve read and understood the Product Disclosure Statement before taking out a policy. 
    The following summary lists some of the conditional benefits that may be available for certain claimable events under the applicable travel plan(s) depending on your trip details.
    • Cancellation or holiday deferment costs
    • Overseas medical expenses
    • Medical evacuation and repatriation
    • Luggage and personal effects
    • Personal liability   

    Extras

    Travel Insurance Online

    When planning a holiday overseas or within Australia, it may be important to consider if you have selected adequate travel insurance for your trip. There is a range of plans online, it is important to read and understand the policy documents relevant to the plan you are selecting when looking for a travel insurance policy online. Once you have read and understood the limits, sub-limits, conditions, exclusions, and policy guidelines set out under the current Product Disclosure Statement, and have selected a travel insurance plan suitable for your overseas trip, you can purchase a policy online or over the phone with one of our friendly staff. 
     
    If you have an existing medical condition other than those automatically covered, please complete a medical screening assessment online, which must be completed before the Certificate of Insurance can be issued. Existing medical screenings are available under both the Comprehensive Plan and the Annual MultiTrip plan.
    Travel Insurance Online
       

    Travel insurance with medical evacuation and repatriation cover available to purchase online – learn more now!

     
    The international travel plans available online through the Travel Insurance Saver website may provide benefits in the case of a claimable event for medical evacuation and repatriation; however, these are subject to limits, sub-limits, conditions, and exclusions outlined in the travel insurance policy Product Disclosure Statement
    Travel Insurance Online

    If you have a valid travel insurance policy, and a claimable event arises, and you require medical evacuation and/or repatriation, there may be cover available depending on your trip details and the plan you have selected.

    Travel insurance with Cancellation cover available online.

    Some cancellation coverage may be available through the selected travel insurance plan, available online. Coronavirus travel costs cancellation limits are available through the Comprehensive plan and the Annual Multi Trip plans. 

    Travel insurance online – for easily accessible quotes to compare our travel plans on the web.

    Different travel plans offer different conditional benefits. Travel Insurance Saver display a range of travel insurance quotes available online through our website. ‘Click here to get a travel insurance quote'.

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.    

      

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    "Adult 2 Age" must be a number.
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