Travel Insurance for One Way Trip
One-Way Travel Insurance: Single Journeys
Comparing One-Way Travel Insurance Options
Multi-Trip vs. Single-Trip One-Way Policies
Multi-Trip Policy: Perfect for those with plans to make multiple trips within a year, even with a one-way itinerary. Multi-trip policies may cover you for various trips over the policy period, providing consistent medical and travel assistance coverage throughout each leg of your journey.
Single-Trip Policy:
Designed for travellers focusing on a single destination without a return ticket. Single-trip one-way insurance is well-suited to those moving overseas or taking an extended stay abroad. Coverage ends at the specified duration on the Certificate of Insurance.
Comprehensive One-Way Cover
Travel Insurance Saver’s comprehensive one-way may cover offers a wide range of protections, including:
Cancellation Fees and Lost Deposits:
Coverage for non-refundable travel expenses due to unexpected trip cancellations, such as illness, injury, or unforeseen disruptions.
Medical Expenses and Assistance:
Unlimited coverage for emergency medical treatment abroad, including hospital stays, surgeries, and doctor visits.
Baggage and Personal Effects:
Coverage for loss, theft, or damage to personal items, ensuring compensation for essential belongings.
Medical-Only One-Way Cover
For those focused primarily on health risks, the Medical-Only One-Way cover may provide essential medical coverage:
- Emergency Medical Assistance: Unlimited access to emergency medical care for accidents, illnesses, and other medical emergencies.
- Repatriation and Evacuation: Transportation back to your home country if required for medical reasons, even if your travel plans don’t initially include a return ticket.
While one-way travel insurance offers extensive protections, understanding coverage limitations is key:
- Covered: Emergency medical expenses, lost deposits, delayed or lost baggage, emergency repatriation, and COVID-19 related costs.
- Not Covered: Pre-existing conditions not declared and approved, risky activities not included in the policy, unattended belongings, and losses due to reckless behaviour or intoxication.
Refer to the PDS for full policy details, as exclusions vary based on chosen coverage and additional options.
Optional Extras: One Way Travel Insurance
To enhance your one-way travel insurance, you can add coverage for specific needs:
Snow Sports Cover
- On-Piste Skiing and Snowboarding: Protection for injuries and medical expenses related to snow sports activities.
- Equipment Coverage: Reimbursement for snow sports equipment if lost or damaged.
- Trip Cancellations: Coverage for cancellations due to adverse weather conditions affecting your plans.
Cruise Cover
- Medical and Evacuation Costs: Emergency care and transport costs on cruise trips.
- Cabin Confinement and Missed Port: Compensation for missed ports and confinement due to illness.
- Shore Excursion Cancellations: Reimbursement for missed shore excursions if medically unfit to participate.
COVID-19 Cover
- Medical Treatment for COVID-19: Coverage for treatment costs if diagnosed during travel.
- Trip Interruption or Cancellation: Reimbursement for trip costs in cases of COVID-19-related cancellations or interruptions.
- Mandatory Quarantine Costs: Additional accommodation or travel expenses if quarantined due to COVID-19.
24/7 Emergency Assistance by Chase Underwriting
All one-way travel insurance policies include round-the-clock emergency assistance provided by Chase Underwriting. This service covers medical support, coordination of repatriation or transport, and logistical assistance during travel, ensuring that you’re protected no matter where you are in the world.
Frequently Asked Questions (FAQ) for Getting a Quote Online
1. What information do I need to get a travel insurance quote online?
You will need to provide your trip details, including age, destination, trip duration, and any optional coverage such as COVID-19 cover, snow sports cover, or cruise cover.
2. Can I get coverage if I am already overseas?
Yes, Travel Insurance Saver’s one-way travel insurance (already overseas insurance) allows coverage if you’re an Australian resident currently abroad.
3. How do I add snow sports or cruise coverage?
Simply select these options during the quote process to include them in your coverage.
4. How does COVID-19 cover work with one-way insurance?
COVID-19 cover may include medical expenses, cancellation or trip interruption, and quarantine-related costs. It’s available as an optional extra.
5. When does my one-way travel insurance end?
One-way insurance coverage ends at the expiration date on your Certificate of Insurance or upon return to Australia, if planned.
Contact Travel Insurance Saver
If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.
