Travel Insurance for Cruising

Looking for Cruise Travel Insurance?

Planning a cruise?

Whether you're sailing domestically or overseas, Travel Insurance Saver offers a range of travel insurance products with cruise cover to suit your needs. You can get covered online quickly and easily.

Cruise cover travel insurance for Australian waters

Cruise cover travel insurance is available through Travel Insurance Saver for trips around Australia’s coastline. Known as an Australian Waters cruise, this travel insurance destination typically requires an international level of cover. Through the quote panel, you may select ‘Australian Cruise’ to opt for an international level of cover for your cruise in Australian Waters. Medicare and private health care providers within Australia do not extend medical cover to cruises in Australian waters, Smart Traveller recommends private travel insurance to cover travellers in Australian waters cruises for medical cover at sea. 

Cruise Cover for Domestic and International Trips

It's important to remember that Medicare and private health insurance do not cover cruises in Australian waters. If you're planning a cruise, you'll need to purchase an international travel insurance policy. Travel Insurance Saver offers cruise cover as an optional extra on both our domestic and international travel insurance policies.

What Cruise Cover Includes

Cruise cover extends some of the policy benefits, such as medical expenses, medical evacuation and repatriation, luggage costs, and cancellation cover, to cruising-related events.

Benefits of Cruise Cover

• Medical emergencies: If you're injured or become ill on a cruise, our policies can cover the costs of medical treatment, hospitalisation, and emergency evacuation.
• Trip cancellations: If you need to cancel your trip due to unforeseen circumstances, such as a natural disaster or a family emergency, our policies can reimburse you for non-refundable expenses.
• Lost or stolen luggage: Our policies can cover the cost of replacing your lost or stolen luggage and personal belongings.
• Travel delays: If your flight is delayed or cancelled, our policies can cover the costs of additional accommodation and meals.
• Cabin confinement: If you're confined to your cabin due to illness or injury, our policies can provide a cash benefit.
• Missed port: If your cruise misses a scheduled port, our policies can provide a cash benefit.

Choosing the Right Policy Online

When selecting a travel insurance policy online, consider factors such as your destination, trip duration, planned activities, and any pre-existing medical conditions. You may compare different policies online or contact our team to discuss your specific needs.

Get a quote online today and compare travel insurance with cruise cover from Travel Insurance Saver.

FAQ for Cruise Travel Insurance:

Q: Do I need travel insurance for a domestic cruise in Australia?
A: Yes, you need travel insurance for a domestic cruise in Australia. Medicare and private health insurance do not cover medical expenses incurred on board a cruise ship, even in Australian waters.

Q: What does cruise travel insurance cover?
A: Cruise travel insurance covers a range of events, including:

• Medical expenses
• Emergency medical evacuation and repatriation
• Trip cancellation and curtailment
• Lost or stolen luggage
• Cabin confinement
• Missed port

Q: How much does cruise travel insurance cost?
A: The cost of cruise travel insurance varies depending on factors such as your destination, trip duration, age, and coverage level.

Q: How do I choose the right cruise travel insurance policy?
A: Consider factors such as your destination, trip duration, planned activities, and any pre-existing medical conditions. Compare quotes from different insurers to find the best coverage at a competitive price.

Q: What should I do if I need to make a claim on my cruise travel insurance?
A: Contact your insurer as soon as possible after the event occurs. Provide all necessary documentation, such as medical reports, receipts, and travel itineraries.

Q: Is there an age limit for cruise travel insurance?
A: The maximum age for cruise travel insurance with Travel Insurance Saver is 90 years old.

Q: Are pre-existing medical conditions covered?
A: Some pre-existing medical conditions may be automatically covered. You may contact us to discuss your specific condition.

Q: Can I extend my policy while I'm already overseas?
A: Yes, you may be able to extend your policy while overseas, subject to certain conditions.

Q: How do I make a claim?
A: You can make a claim online or by contacting our claims team.

Q: What is the difference between domestic and international travel insurance?
A: Domestic travel insurance covers trips within Australia, while international travel insurance covers trips outside of Australia.

Q: Do I need travel insurance for a cruise in Australian waters?
A: Yes, you will need an international travel insurance policy with cruise cover as an optional extra. Medicare and private health insurance do not cover cruises in Australian waters.

Q: What is the maximum trip duration covered by a single trip policy?
A: 365 days.

Q: What is the maximum trip duration covered by an Annual Multi-Trip policy?
A: 90 days per trip for travellers under 81, and 45 days for travellers over 81.

Q: What is not covered by cruise travel insurance?
A: Cruise travel insurance does not cover everything. Some common exclusions include:

• Pre-existing medical conditions (unless you have declared them and paid an additional premium)
• High-risk activities (such as scuba diving or rock climbing)
• Travel to destinations with "Do Not Travel" warnings
• Losses caused by your own negligence

Additional Information for Cruise Travel Insurance:

• Always read the Product Disclosure Statement (PDS) carefully before purchasing a policy.
• The information provided here is a general overview and does not take into account your personal circumstances.
• Contact us with any questions or to discuss your specific travel insurance needs.

Get an online travel insurance quote for your upcoming cruise now!

Get a travel insurance quote for your upcoming cruise. Whether you need cruise cover for a trip in Australia’s pristine waters, a European river cruise travel insurance quote, or a Mediterranean cruise quote, or you're just seeing what travel insurance cruise cover options are available, Travel Insurance Saver offer cover - so get a quote today! 

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a cruise travel insurance policy.