Travel Insurance Saver
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Single Trip Annual Multi Trip
    14
    November
    2024
    15
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.
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    Get a travel insurance quote to view domestic and international travel insurance.

    Benefits

    Medical cover
    Medical Evacuation and Repatriation
    Additional expenses
    24/7 emergency assistance
    Cancellation cover and deferment costs
    Luggage
    Travel insurance for Cruising

    Travel insurance for Cruising

    Cruising is a popular holiday option. Whether you decide to take a tropical cruise around the Pacific Islands or an Antarctica cruise into the icy depths of the mighty continent, a cruise holiday may be one of the most fulfilling and exciting trips available. Looking for travel insurance for cruising? Click through to find out more.

    View more info about Cruising
    24/7 Emergency Assistance

    24/7 Emergency Assistance

    nib international assistance operates 24/7 and includes trained medical professionals such as doctors and registered nurses. They are on standby and ready to help with any medical emergencies. Click here to find contact information.

    From organising local medical help through to arranging and overseeing an evacuation or repatriation, you can be confident you will be guided through the process.

    View contact details
    Cancellation Travel Insurance Cover

    Cancellation Travel Insurance Cover

    Unforeseen circumstances may occur at any time, and it may be important to you to have sufficient cover to recover losses incurred due to cancelled flights, holidays, and or other trips and special events. Cancellation travel insurance may provide you with the right cover and protection, so you don’t have to worry about losing out on a once-in-a-lifetime opportunity.

    Find out more
    Long Term Travel Insurance

    Long Term Travel Insurance

    International travel insurance may be taken out to a maximum of 365 days in total. If you are planning on travelling longer than 365 days, then please click on Long Term Travel Insurance for further information.

    Find out more
    Existing Medical Conditions

    Existing Medical Conditions

    There is automatic cover for up to 40 medical conditions, however if your medical condition isn’t covered automatically, you may be able to complete a medical screening to determine if you can be covered for your medical condition. This can only be done on the Comprehensive, Annual Multi Trip and Australian Travel products.

    Find out more
    International Travel Insurance

    International Travel Insurance

    Loss of valuables and accidental injury can be worrying whilst travelling overseas. Uninsured medical expenses in foreign hospitals, the financial costs of retrieving a lost passport, or cancelled travel plans, may be very costly. Find out more about international travel insurance.

    Click here
    Travel Insurance for Seniors

    Travel Insurance for Seniors

    There are no age limits on the Comprehensive and Annual Multi Trip plans, as well as the two domestic travel plans, the Cancellation and Additional Expenses plan, and the Australian Travel Plan. Seniors travelling overseas may wish to consider taking out travel insurance before departing.

    Find out more
    Overseas Travel Insurance

    Overseas Travel Insurance

    Click here to find information regarding overseas travel insurance, such as organising prepaid travel arrangements before you depart. If you have already departed and have forgotten to take out travel insurance, you may still be able to take out a travel insurance. Conditions apply. Please click through to the Already Overseas travel insurance page for further information.

    Find out more
    Travel Insurance

    Travel Insurance

    Travel Insurance Saver was established in 2008 and has provided travel insurance to thousands of Aussies travelling domestically and or overseas. Travel Insurance Saver offers nib travel insurance to Australian residents. 24/7 Worldwide emergency assistance is available.   
    Our customer service team is based in Melbourne and can be contacted with any travel insurance enquiry you may have during business hours on 03 9427 9224.

    Find out more
    Annual Multi Trip travel insurance

    Annual Multi Trip travel insurance

    Cover for trips both domestically and internationally for up to 45 days per trip. The trip must start and end in Australia. Find out more about Annual Multi Trip travel insurance.

    Find out more
    Travel Insurance for Coronavirus

    Travel Insurance for Coronavirus

    Overseas Medical Benefit: If you contract coronavirus while on your trip, all of nib’s international travel insurance plans may offer cover for overseas medical expenses.
    Coronavirus Travel Costs: nib’s Coronavirus Travel Costs benefit is available on the Comprehensive Travel Plan, Australian Travel plan and Annual Multi Trip Plan and may provide cover for several coronavirus related events such as, if you have to cancel your policy due to Covid-19 or denied boarding due to Coronavirus.

    Find out more
    Travel Insurance Quote

    Travel Insurance Quote

    Get a quote online via our website to compare our travel insurance. You can view all quotes by entering in your travel details in the quoting panel. If you would like to receive a saved quote sent to you via email feel free to contact us. You can contact the nib 24/7 emergency assistance anytime if you have any questions or need to make a claim. Click through to get a travel insurance quote.

    Get a Quote
    Budget Travel insurance

    Travel Insurance for Travellers on a Budget

    There are many reasons one will want to travel on a budget, particularly if you are backpacking. Luckily, travel insurance does not have to be expensive. You can still find a travel plan which provides a range of benefits which may suit your travel needs. Travel insurance for travellers on a budget provides some general information relating to travel plans and benefits those who are travelling on a budget might find useful.

    Find out more
    Travel Insurance in Australia

    Travel Insurance in Australia

    Travelling domestically and considering travel insurance in Australia? There are 2 single trip policies or if you are a frequent traveller, you may wish to consider the Annual Multi Trip policy (Max trip duration of 45 days applies).

    Find out more
    Domestic travel insurance

    Domestic travel insurance

    There are two single trip travel plans, the Cancellation and Additional Expenses Plan, and the Australian Travel plan, in addition to the Annual Multi Trip Plan, which may provide cover for domestic travel. Travel Insurance for cruising is not covered on Domestic travel insurance policies. If you are cruising in Australian Waters, please enter “Australian Waters” to view available travel insurance for cruising.

    Click here
    Compare Travel Insurance

    Compare Travel Insurance

    You can compare our travel insurance online by entering your travel details into our quote panel. Enter in all the destinations where you will be travelling to, then add your departure and return home dates, the ages of travellers and then click “Get a Quote” to compare our travel insurance plans online. 

    Find out more
    Travel Insurance for Backpackers

    Travel Insurance for Backpackers

    Travel insurance may be considered for those who are heading away overseas on a backpacking adventure. Travel Insurance when Backpacking aims to provide some general information regarding some of the benefits offered under the ‘Bare Essentials’ or ‘Essentials’ plans.

    Find out more
    Travel Insurance Online

    Travel Insurance Online

    Purchasing travel insurance online may be an efficient way to get online travel insurance coverage quickly and easily, however please make sure you are considering what is the appropriate cover for your travel needs. Have a question? Feel free to contact us or email us online for further information.

    Find out more
    Worldwide Travel Insurance

    Worldwide Travel Insurance

    Travelling internationally around the world? Through the Worldwide Travel Insurance page, you may read information regarding the four international travel plans available. These travel plans include three different plans which each cover single trip travel, they are the Bare Essentials Plan, the Essentials Plan, and the Comprehensive Plan; the fourth is the Annual Multi Trip Plan which provides cover for multiple trips of a maximum duration of 45 days within an annual period. Note: Some countries are unavailable such as Sanctioned or Do Not Travel countries.

    Find out more

    Frequently asked questions

    • What do I do if I get Coronavirus (COVID-19) before my trip?

      Isolate! And seek appropriate medical attention.

      Do not delay the cancellation of your plans. If you know you need to cancel, contact your providers as soon as possible to maximise the opportunity of refunds from your providers.

      Depending on the plan you have chosen, you may be able to make a claim for non-refundable travel costs under the Coronavirus Travel Costs section of the plan up to the benefit limit.

    • What do I do if I get Coronavirus (COVID-19) on my trip?

      Contact international assistance. Utilising a global network of medical providers, the team will connect you with local medical facilities. They can also assist by getting in contact with friends and family where needed.

      Always keep receipts for any payments you make and wherever possible, request written reports from providers or local authorities.

      Follow travel and health advice – different countries have different rules. What is ok in Australia may not be ok in the countries you visit.

      Our International plans include emergency overseas medical cover if you contract coronavirus while travelling.

    • If I need medical treatment overseas, what expenses am I covered for?

      Contact international assistance. Utilising a global network of medical providers, the team will connect you with local medical facilities. They can also assist by getting in contact with friends and family where needed.

      Always keep receipts for any payments you make and wherever possible, request written reports from providers or local authorities.

      Follow travel and health advice – different countries have different rules. What is ok in Australia may not be ok in the countries you visit.

      Our International plans include emergency overseas medical cover if you contract coronavirus while travelling.

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    Awards

    Multiple award winning travel insurance company

    hothsv1May 20, 2024

    easy to obtain a quotation for the insurance. Also i called the number on the website regarding further questions I had, spoke with Adam, very friendly and professional team member answered my questions with no issues and emailed me all information i was asking for. Thank you

    Pat CarnegieNov 10, 2023

    I am nearly 89. Many companies won’t give me a quote as they reckon that I am too old. Those that do quote want a large excess for cover on a cruise and have a complicated medical assessment. Travel Insurance Saver sold me an Annual International Policy at a reasonable price. Their website is clearly designed and easy to use.

    Catherine HawkinsAug 23, 2023

    After a lot of research I found Travel Insurance Saver was the best coverage for a very reasonable price. No big extras for cruising either which is great.

    Chris RichardsApr 11, 2023

    I had a good look around and found this Travel Insurance Saver policy was just right for my travel needs with a very competitive premium. Other insurers loaded a hefty " cruise component", which is counter-intuitive considering trains, planes and cars/ coaches are much more susceptible to problems than the now stringently applied systems on cruise ships. Highly recommend.!

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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