Travel Insurance Saver
Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Where To Get Backpacker Travel Insurance


    Extras

    Backpacker Travel Insurance 

    Backpackers travel insurance is designed to be cheap and affordable for those of you who are deciding to go backpacking while you are overseas. You will want a policy that is streamlined, economical and also one that provides medical and medical evacuation cover.  

    Usually, backpackers travel for a lot longer than the average traveller so you will want a policy that can be extended up to 12 months. If you wish to travel for 24 months, or are unsure, you have options to extend or take out a new travel insurance policy while overseas

    Personalized Insurance 

    When you're buying your policy, try to think about any of the activities you might possibly take part in while you travel, when you’re sure you know all of them, check if the travel insurance policy will provide the right cover for you. 

    Backpacking might involve some perils that other forms of travel do not. Many backpackers travel economically, putting themselves in a dangerous situation. 

    The propensity to travel with strangers, live in ordinary rooms, and travel by foot or motorcycle in many cases, means that travel insurance is even more necessary. Backpackers are adventure seekers traveling the world, at their own risk, so purchasing a backpacker travel insurance policy before you depart is even more necessary than ever. You may also get involved with a number of activities if you are backpacking, such as bungee jumping or even scuba diving. For these particular activities, as a backpacker, you will need bungee jumping travel insurance or scuba diving travel insurance

    Shopping

    Travel insurance companies are aware of the backpacker's needs and have designed the policies particularly for them. You can even find a policy online. There are companies that specialize in comparing different insurance company quotes for you. 

    The benefit of shopping online are quite immense, you can pick and choose travel insurance policies easily. 


    What to look for? 

    Backpackers travel insurance takes into account the risks that you're exposed to and helps you find the coverage you require. Here are certain lines of coverage to look for while buying your policy.

    Luggage:  

    You obviously don't want to lose what you're carrying with you. Losing your baggage at the airport can be a lame way to start a holiday, at least with travel insurance you can assure yourself that you may be covered in this regard. 

    Currency: 

    You don't want to travel alone and without money. Having travel insurance that provides provision for lost cash and passports can be a huge relief. 

    Medical coverage:  

    Serious medical care is immensely costly, and basically out of the budget of most backpackers. Your travel insurance policy should cover you during the event of a medical emergency which would include hospital and evacuation expenses. 

    Personal Liability:  

    You may fall into potential liabilities while you travel abroad. Accidental damages to someone or someone's property may put you in a tough financial position, so in some policies personal liability insurance is available.   

    Backpacking is fun and exciting and can be potentially dangerous at times so it is essential to get a travel insurance policy that is going to look after you while you are travelling the globe. 

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.