Domestic Cruise Travel Insurance
Cruises have emerged as a great way to have a holiday for couples, families and anyone desiring an exceptional way to explore the world. If you’ve decided to set sail on a cruise from Australia, even if it is a four day journey starting from Sydney Harbour to the East Coast, you either need international grade travel insurance or domestic cruise travel insurance
, in order to cover you for inflated medical bills associated with medical expenses onboard cruise ships.
Is domestic cruise travel insurance necessary?
Similar to other types of holidays, the unforeseen can happen, and you might not be eligible for Medicare once your cruise leaves the port.
As per DFAT, Medicare settlements are accessible only if you are travelling between two Australian ports, and services are offered by a Medicare-eligible doctor.
Medical costs on a cruise can be quite expensive, and domestic cruise travel insurance can help to lessen any financial burden attributable to a medical emergency.
Other cases wherein domestic cruise travel insurance could dock in handy:
- You have already booked in advance but cannot make the trip because something unexpected takes place
- Your baggage or belongings are stolen or lost
- There is an accident at sea
- Bad weather has caused a leg of your trip or the entire trip to be cancelled.
This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.
Who should buy domestic cruise travel insurance?
Anyone planning to travel on a cruise should consider getting covered:
- Seniors/ retirees
- Families travelling with children
- Group of friends
- Single travellers
- Honeymooning couples
- Travellers on the trip of a lifetime
If you are cruising domestically or within Australian waters please select Australia Waters to get the right travel insurance quote comparison.
This will display travel insurance plans that include medical and evacuation coverage.
Where can I buy domestic cruise travel insurance?
Cruise lines will offer their own travel insurance
plans but these basically provide secondary cover, which is actually more restrictive than similarly priced cover from objective policies.
It is recommended you get a policy that is guaranteed by an upright insurer, like Travel Insurance Saver.
The international cruise travel insurance
offered covers for emergency medical assistance and emergency overseas medical and hospital expenses.
No matter which policy you plan to get, ensure you review the terms and conditions in order to understand what is and is not covered.