What does domestic travel insurance cover?
What Does Domestic Travel Insurance Cover?
People usually buy travel insurance policies for international trips. However, having travel insurance for domestic travel is also important. Risks associated with travel remain the same for an international trip as they do for a domestic trip. Although the expenses can be massive for an international trip, domestic travel insurance can still help you save a lot of money in case of emergencies during travel or if you are required to cancel due to health problems. Here are some important items which domestic travel insurance may cover.
What is covered in domestic travel insurance?
1. Cancellation of your trip
Falling ill during a trip or before you travel and you are unable to travel. Make sure you consider a policy with adequate cancellation cover to cover any prepaid expenses such as accommdation, cruises, flights or tours. At such times you need domestic travel insurance, it may provide you coverage for prepaid expenses that you would have missed out on.
2. Loss of baggage
Whether you carry light luggage or carry lots of bags, losing those bags can be a major obstruction in your journey. Not only is there a loss of valuables but it also can take away all the fun from your trip. Domestic travel insurance may cover you for the loss of luggage due to theft or otherwise, so should something go wrong, you may not have a major impact on your trip.
3. Medical evacuation
Accidents may occur anytime and anywhere. Therefore, evacuation travel insurance may cover travellers if they are need to be airlifted to the nearest hospital. If you are cruising or travelling to remote Australia this is a must.
4. Flight Hindrance
There can be several reasons for a delay in your flight. Also, it can be traumatic to miss a connecting flight. To eleviate this hassle, domestic travel insurance may cover you against such travel delay and costs.
5. Rental Vehicle Insurance Excess
If you are travelling interstate and need to rent a car, having domestic travel insurance may be cheaper than the entire rental car insurance. Plus you may get all the other benefits of a standard travel insurance policy. This can be a big saver for those who rent their vehicle domestically. Annual multi Trip policies are also great for business travellers who require rental cars. Just make sure you read all the terms and conditions and the PDS before deciding.
Exclusions of a Domestic Travel Insurance Policy
Along with knowing the level of coverage, you should also be aware of the exclusions of a domestic travel insurance policy. When you are aware of the exclusions, you can make a more informed choice on what domestic travel insurance is best for your travel needs.
Pros of buying travel insurance for domestic trips from online platforms.
Nowadays, buying domestic travel insurance online has become much easier. You can buy a domestic travel insurance policy online in minutes from your phone. However, you must make sure that you are visiting your preferred travel insurance provider’s website, choose the right domestic travel insurance policy, make the payment and receive the certificate of insurance via email . By following this policy, you can save much time and hassle.
To know more about travel insurance and to buy the best travel insurance policies, connect with us at Travel Insurance Saver. We will help you to get the most suitable policy for your budget and your travel needs.