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Single Trip Annual Multi Trip
    5
    July
    2022
    6
    July
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Useful Travel Tips Bali Travel Insurance

    - Travel Insurance Banner White

    Extras

    The beautiful Indonesian island of Bali magnetises thousands of visitors to its shores every year. As a matter of fact, it's a place consisting of various landscapes, like striking beaches, lush jungles, a dynamic culture, and warm, hospitable people. A visit to Bali is not merely for relaxation and revitalization – it's a liberal experience that tends to have a deep impact on your life.

    There is some practical information available about Bali which can help you plan your trip better. Mentioned below are certain tips that can help you plan your trip to Bali.

    Consider these tips:

    Entering Bali  


    In order to enter Bali, ensure that your visa is valid for the coming six months. You also have to show a return ticket. Visas, both tourist and business, can be acquired from the Indonesian embassy in your nation. Citizens from South-East Asian countries such as Thailand, Singapore, Malaysia, Brunei, Vietnam, Philippines, Cambodia and Laos do not require a visa, but valid travel documents must be in place.
     
    For certain countries, visitors are issued a visa on arrival. You should also make sure your passport is not going to expire anytime soon, you might get rejected at the airport if your passport doesn’t have at least a few months left on it.  
      

    Accommodation 

    There are numerous tourist resorts in Bali all of which deliver a range of different accommodation types from beach front Bali villas to resorts and hotels. Bali is a known tourist destination and magnetises visitors year round, so it's recommended that you book accommodation well in advance.   

    Bali travel insurance

    While travelling to Bali ensure you have personal insurance or Bali travel insurance to cover accidents. If you're renting a car, keep in mind not to leave any of your personal belongings inside the vehicle. It's also suggested to keep all essential documents in a locked and secure location while travelling.

    Clothes 

    Weather conditions in Bali range from warm to hot all throughout the year, so pack some light cotton clothes. Also, Bali is as a land of temples and ancient monuments and to visit them you need to be dressed carefully. While paying a visit to these temples or religious ceremonies, avoid walking in front of the people worshipping. You are also not supposed to wear your shoes in many of the temples you may visit. 

    Money


    The local currency of Bali is the rupiah. Amenities for money exchange are available all throughout the island, and more particularly in tourist-friendly areas. That being said, money can best be exchanged at reputable authorised money changers and major banks. Reputable hotels, resorts and private Bali villas and shops accept Traveler's checks.

    Passport numbers would be needed for booking accommodation, ususally, and don't forget to carry a photocopy of your passport. Also bear in mind, while changing a large amount of money, it's recommended to check notes carefully because fake bills are in circulation. Credit cards are widely accepted. If you are concerned about losing cash, it would be a good idea to opt for a more comprehensive travel insurance policy. 

    Cover is subject to the policy terms, conditions, limitations and exclusions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy. 

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      5
      July
      2022
      6
      July
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      COVID-19 Medical

      Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
      ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

      Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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      Insurance Saver Pty Ltd ABN: 18 624 919 366