Travelling To Australia- Ensure You Get Insured
Travel insurance policies while travelling to Australia
Travel insurance is very often overlooked when planning a holiday or business trip. We overlook the fact that we may get sick or injured or lose our luggage travelling from airport to airport. At times travel insurance acts as a peace of mind.
Why does someone need travel insurance?
As we know, an accident may occur at any time and at any place to anybody. In the worst circumstances, this may result in critical injury and thereby ruin a family holiday
trip. Sadly, none of us can predict when this accident may take place or the seriousness of them when they happen. The best option is to have a travel insurance policy in place.
Anything as serious as a wet floor or trip down a flight of stairs could result in a hospital trip. Medical travel insurance
may cover the cost but you may also need to lean on your policy to get back to Australia or your home country from Australia.
What to look for in travel insurance?
Travel insurance is considered a safety net when abroad. A decent travel insurance policy must cover you for medical and health issues, cover for an injury or unfortunate illness abroad, 24/7 emergency service and help as well for personal liability cover in case you’re sued for causing an injury or damage to someone's property.
Other aspects to consider when buying travel insurance are:
The value of your lost luggage or stolen possessions cover?
What’s the maximum you can claim for on a sole piece of your inventory?
Are you actually covered for cancellation
and/or missing your flight or ferry?
Does your policy include additional cover for activities that are actually not included in standard policies, like jet skiing
or adventure activities?
Is there any financial reimbursement if your carrier airline goes insolvant?
Australia is known for its seasonal weather system and immense weather conditions. There are often seasonal flash floods and long durations of intense heat. There are cyclone systems during summer months up north generally between November to April.
Double check that you are legal to drive in Australia and that you have the correct licence to rent a car or campervan. Some countries have different licencing system to Australia. For instance the UK & NZ uses the same licencing system like Australia. Just remember that we drive on the left-hand-side of the road for those USA travellers to Australia.
Australia has a reputation as a holiday destination. The sea, sun and sand formula is very powerful for drawing visitors. You should be careful at beach destinations. Crime occurs everywhere, so do not leave articles alone on a beach.
The moment you travel further towards central Australia, you enter the Outback. The danger of heat and wildlife are increased. It’s recommended if travelling any distance into the wilderness to be properly prepared. Additional water and fuel, as the distance between towns can be 100s of km's away. A satellite phone is recommended if you are tackling the dessert because the mobile signal is really sparse in the desert. It’s essential to be aware of your travel insurance contact number and properly prepare for your trip so that you have the appropriate resources so that you aren't caught short and put in a situation.