Travel Insurance Saver
Single Trip Annual Multi Trip
    8
    May
    2021
    9
    May
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no limits associated with altitude when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions andexclusions

    Travelling To Australia- Ensure You Get Insured

    Travel insurance policies while travelling to Australia

    Travel insurance is very often overlooked when planning a holiday or business trip. We overlook the fact that we may get sick or injured or lose our luggage travelling from airport to airport. At times travel insurance acts as a peace of mind.
    If you are a Frequent traveller for business or lesiure and take multiple short trips back and forth from Australia you should consider the Annual Multi Trip, If you a non-resident of Australia that is travelling to Australia, you are looking for the travel insurance for an inbound traveller to Australia policy. 
     

    Why does someone need travel insurance?

    As we know, an accident may occur at any time and at any place to anybody. In the worst circumstances, this may result in critical injury and thereby ruin a family holiday or business trip. Sadly, none of us can predict when this accident may take place or the seriousness of them when they happen. The best option is to have a travel insurance policy in place.
     
    Anything as serious as a wet floor or trip down a flight of stairs could result in a hospital trip. Medical travel insurance may cover the cost but you may also need to lean on your policy to get back to Australia or your home country from Australia. 
     

    What to look for in travel insurance?

    Travel insurance is considered a safety net when abroad. A decent travel insurance policy must cover you for medical and health issues, cover for an injury or unfortunate illness abroad, 24/7 emergency service and help as well for personal liability cover in case you’re sued for causing an injury or damage to someone's property.
     
    Other aspects to consider when buying travel insurance are:
    The value of your lost luggage or stolen possessions cover?
    What’s the maximum you can claim for on a sole piece of your inventory?
    Are you actually covered for cancellation and/or missing your flight or ferry?
    Does your policy include additional cover for activities that are actually not included in standard policies, like jet skiing or adventure activities?
    Is there any financial reimbursement if your carrier airline goes insolvant?
     
    Travel Insurance  

    Environment 

    Australia is known for its seasonal weather system and immense weather conditions. There are often seasonal flash floods and long durations of intense heat. There are cyclone systems during summer months up north generally between November to April.  
     
    Double check that you are legal to drive in Australia and that you have the correct licence to rent a car or campervan. Some countries have different licencing system to Australia. For instance the UK & NZ uses the same licencing system like Australia. Just remember that we drive on the left-hand-side of the road for those USA travellers to Australia.  
     

    Particular Insurances 

    Australia has a reputation as a holiday destination. The sea, sun and sand formula is very powerful for drawing visitors. You should be careful at beach destinations. Crime occurs everywhere, so do not leave articles alone on a beach.
     
     
    The moment you travel further towards central Australia, you enter the Outback. The danger of heat and wildlife are increased. It’s recommended if travelling any distance into the wilderness to be properly prepared. Additional water and fuel, as the distance between towns can be 100s of km's away. A satellite phone is recommended if you are tackling the dessert because the mobile signal is really sparse in the desert. It’s essential to be aware of your travel insurance contact number and properly prepare for your trip so that you have the appropriate resources so that you aren't caught short and put in a situation. 
     

    Extras

    Contact Travel Insurance Saver

    Corona Virus - Please visit our Travel Alert page for more information on Corona Virus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      8
      May
      2021
      9
      May
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no limits associated with altitude when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions andexclusions