Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Help Desk

    Find out more about;

    Extras

    Manage your travel insurance policy

    You can log in and manage your policy. To do this, open your certificate of insurance via email. Click on View/Update Policy to;
    - Amend, extend or cancel a policy;
    - Buy additional benefits such as luggage, car hire, motorcycle or snow and ski cover if available on your specific policy. 
    - Apply for protection for an existing medical condition 

    Cancellation of policy can be self-processed within the cooling off period. 

    How to update and amend your travel insurance policy

    1. After you purchased your policy, you will receive an email from us. This email will contain your certificate of insurance in a PDF file as well as a link to our Product Disclosure Statement (PDS) and Policy Wording. 

    2. In the email, you’ll also receive a link to View/Update Policy. If you click this link you’ll be redirected to a nib page. On this page, there will be a button to register for nib travel where you can securely access your quote, policy or claim.  

    3. Click the ‘Register’ button, and an email will be sent to your registered email address subject ‘nib Travel Registration’.

    4. In this registry email, you’ll receive a link to set a password for your nib travel account. Click this link and you’ll be redirected to the nib website where you can set your password. Your password should be at least 8 characters in length and must contain characters from three of the following four categories: uppercase; lowercase; numeric; and special characters such as ! $ # %. 

    5. After you enter and confirmed your password on this page, you’ll be taken through to the policy summary page. On this page, you’ll be able to view all of the details of your travel insurance policy, including dates of departure and return, duration, cover type, travel plan, major destination and optional extras. 

    6. Scroll down and you’ll see an option to have documentation emailed to you again, like your certificate of insurance and product disclosure statement. Beneath this, you will see a number of self-service options. These options include the ability to change your personal details, change travel dates, change destination and add optional extras, or cancel your policy.  

    Change Travel Dates (extend/amend)

    1. Select “change travel dates” under self-service options on your policy summary page. Hit “continue”.

    2. On this page, you’ll find the option to edit your travel *Departure Date and *Return Date. Amend the dates as you see fit and click “Continue”.

    3. This next page will allow you to change your level of cover, change excess, add additional extras, add rental vehicle insurance excess cover and apply for specified item cover. After you finish with this page, click “Continue” at the bottom of the page. 

    4. On this page, you’ll be presented with a quote summary where you can change your personal details if necessary. Scroll down to hit “Continue” at the bottom of the page. 

    5. On this page, you’ll need to specify whether or not any claims are pending on the policy. If no, select “No” and hit “Continue” at the bottom of the page. If yes, you must hit “Yes” and describe the nature of the claim before continuing. 

    6. The final page will present you with a simple quote summary, read the information and if it is accurate click the “I agree” button at the bottom of the page, if you required please enter in credit cards for the additional days duration.


    Snow Cover

    We have options to include for Snow Cover, International or the Annual Multi Trip 

     An additional fee is required to include Snow cover on the above policies,

    Update travel insurance policyHow does our travel Insurance compare

    Complete a quote using the quoting panel to view the best available policies for your trip away.
    Should you have any further enquiries, please contact our Customer Service Team;or nib after hours on 1300 555 017.

    Worldwide Travel Insurance Guide

    Includes countries demographics, background information, travel insurance advice, map and flag for each country. Visit worldwide travel insurance

    Excess Buy-Out

    If you wish to buy-out the excess so that there is a $0 excess in the event of a claim, please select one of the following policies;

    • Essentials
    • International Travel Plan
    • Annual Multi Trip

    Updating travel insurance policyExisting Medical Conditions

    You MUST apply online for cover and cover must be approved by us in writing before the issue of a Certificate of Insurance if:

    • you have a High Risk Existing Medical Condition; or
    • you require cover for any other existing medical condition other than those automatically covered; or 
    • you are 80 years of age or over; or
    • you have answered yes to the question in the application regarding undergoing or having undergone or been referred for any tests or investigations into any undiagnosed or suspected medical condition.

    We WILL NOT PAY any claim if you are aged 80 years or over at the time the Certificate of Insurance is to be issued or a claim arising as a result of or exacerbated by, or consequential upon your existing medical condition UNLESS you have applied for cover, we have agreed to cover you and you have paid any additional amount payable we ask for. The amount payable may include administrative costs and any risk-based surcharges applicable to your application.

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.