Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travelling to New Zealand and need travel insurance

    Extras

    Planning an overseas trip can be both an exciting and stressful experience. It’s so fun to plot your path and pick your itinerary, choosing the destinations you wish to travel to beforehand can be a great exercise. The stressful aspect comes in finding the right accommodation, booking flights and travel routes, and picking the right travel insurance. 
     
    New-Zealand is a popular tourist destination for Australian travellers and tourists from right around the world, and for good reason – it’s one of the most beautiful countries on earth. New Zealand is famed for its scenic vistas, snow-capped mountains, lush green valleys and expansive crystal blue lakes. Whether you’re skiing or kayaking down the country’s beautiful waterways, you’re going to want to cover yourself with comprehensive travel insurance. They provide robust and specifically tailored travel insurance policies for any person, and at a competitive market price. They’re also helpful and sympathetic to the needs of someone who is planning an overseas trip, which is a bonus in today’s marketplace – one that is oversaturated with voice command robots whose main goal is to get you off the phone. TIS is a Melbourne based business where you can speak with a human without completing a pop quiz to find the right person to speak with. 
     
    Because New Zealand and Australia are such close neighbours, politically and culturally, many people overlook the need for travel insurance. It’s easy for New Zealanders and Australians to travel to and from each other’s countries, however, this doesn’t negate the need for a travel insurance policy. 
     
    Understanding your travel insurance policy and your host countries laws is quintessential to a smooth holiday. You don’t want to be caught out with the wrong insurance policy, not being covered for something that goes wrong when you’ve already purchased your policy is unfair and frustrating. Make sure you go over the pro and cons of your policy with your travel insurance provider and read through the PDS (product disclosure statement) so you know exactly what you’re covered for. 
    New Zealand Travel Insurance
      

    Medical coverage

    As mentioned before, your government provided medical cover and your normal private health insurance won’t be enough to cover you when you’re in New Zealand. You’ll have to apply for medical coverage through a travel insurance policy.
     
    While your overseas and needing to make a claim you’ll be able to contact a 24/7 emergency medical help team, and even receive medical evacuation should you need it. Medical evacuation cover is a necessity if your planning on hiking or skiing, you never know when you’ll get lost in the woods and need a chopper out. 

    Missing or delayed luggage

    Your luggage might include all the necessary items you need for this trip: footwear, clothes, toiletries and other essential stuff. You might even have some valuable stuff in your luggage like jewellery or your handset. It is wise to estimate the cost of your belongings to get each piece replaced if it’s stolen or lost. A lot of couples are booking their honeymoons in New Zealand now as well, that means taking your wedding jewellery along with you to show it off by the pool or on the slopes. You’re going to want to ensure that you’re newly bought engagement ring is covered. 
      

    Cancellation or trip delay compensation

    Last but not least, you’ll want to be covered for cancellation or trip delay compensation. Many people pre-book their entire trips before they even leave – accommodation, sporting event tickets, restaurants, flights; the list can be scarily long. When travelling to New Zealand people tend to book a lot of activities in advance, if your trip to New Zealand is unfortunately cancelled, you’re going to want your money back. If you or one of your travelling party falls ill before your trip and necessitates the cancellation of your trip, you’ll want to be financially covered. You could save tens of thousands with cancellation insurance alone, that is enough of a reason to at least purchase the most basic New Zealand travel insurance policy for your trip to NZ. 
     
    *Please note: Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. Please get a quote to view the PDS 

    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.