Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Tips to Bali

    The striking Indonesian island of Bali magnetises millions of travellers to its shores every year. It’s an island nation of tropical beaches and hidden jungle temples, the home of a proud and polite people who welcome tourists with open arms. Bali is warm in temperature and spirit and it’s no wonder it’s one of the globes favourite travel destinations. 

    Bali Travel InsurancePeople travel to Bali so that they can unwind, relax and rejuvenate. The island attracts different kinds of travellers; from the average family to the vagabond-adventurer – there’s something in Bali for everyone. 
    Even though it’s a pretty common tourist destination, some informative advice could help you enjoy your trip even more. 

    Stated below are some tips that need to be considered;
     

    Entering Bali

    While entering Bali, make certain that your visa is usable for the next six months. You must also show a return ticket. Visas, both tourist and business, can be acquired from the Indonesian embassy within Australia. Your valid documents need to be in place. For certain countries, travellers are issued visa's on arrival.

    Travel insurance is important if you are forced to stay longer than your visa due to serious injury or illness. Travel insurance can offer you medical evacuation which would allow you to travel back to Australia while still under medical care. It’s important you double check your policy to ensure that you have the most appropriate travel insurance policy for your travel needs. Always double-check what the general exclusions are for cancellation and holiday deferment within the Product Disclosure Statement. 

    Money

    The native Balinese currency is the rupiah. There are money exchanges readily available throughout the island, just like any popular tourist destination there is a higher concentration of money exchanges in tourist-friendly areas. You should always make sure your money is being exchanged at an authorised money exchange or major banking institution. Resorts, hotels and villas, and shops accept Traveller’s Cheques. During exchanges of large sums of money, you should double-check that you have the correct amount and also that the notes aren't false bills. These are known to circulate within Bali. Credit cards are widely accepted but expect an additional surcharge for each transaction.
    Bali travel insurance

    Travel Insurance to Bali

    Bali has some minor and major infrastructural issues. To ensure your trip goes by uninhibited, purchase a comprehensive travel insurance policy before you leave. You should also keep your travel insurance documents with you or safely at your accommodation. You will also receive an emergency assistance number which you should store in your phone before departing including your policy number if you are required to contact the 24/7 emergency assistance which is based in Australia. 

    Clothes

    Bali is a tropical island so as you’d imagine the weather is warm all year round, pack your clothes accordingly. They have a wet season and a dry season, but both seasons are still warm. When you visit temples and monuments you usually have to dress conservatively, this can be as simple as wearing a t-shirt and shorts. You usually have to wear a top when you enter a temple. You should also pack closed-toe shoes for trekking and hiking. You also don’t want to be stuck without your clothes on your trip. If your luggage goes missing at the airport, you’ll want to be covered by your travel insurance provider for items lost and emergency luggage once you arrive. 

    Accommodation

    Bali is full of tourist resorts which offer a range of accommodation types starting from backpacker accommodation, beachfront luxury Bali Villas to resorts and hotels. There are also many online bed and breakfasts available in Bali. 
    Bali travel insurance 

    Extras

    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.