Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Remember when comparing travel insurance policies online

    Extras

    As the saying goes, “The world is a book and those who don’t travel read only a page.” Traveling is a dynamic experience and an excellent way to calm down or get excited depending on where you go. The travel experience can change drastically depending on what happens to you while abroad. 

    Aim for the best: 

    One of the most essential parts of planning for any trip is comparing different travel insurance policies online. This may enable you to get the best value from your travel insurance policy. You should always aim to get a policy that meets your travel requirements, and also contact friendly customer service with any questions that you might have. Planning a holiday and taking out the right cover can be complicated sometimes so it helps if you can talk to a friendly person over the phone who can help you with your concerns.  

    All travel insurance policies have differences and similarities, it’s always important to read the fine print of the PDS to ensure you’re not missing out on anything. 

    You should be able to speak to someone who can provide you with the appropriate information you need. If you speak to someone over the phone and you’re not happy with the service, that’s usually a good indicator of whether to proceed with your purchase of the travel insurance plan. 

    Travel Insurance Quote  

    Plan type:

    There are numerous types of plans available online which may suit different travellers’ requirements. That’s the best thing about comparing online plans.  Different plans work best depending on who is travelling. Seniors may want to include cruise cover in their policy, and also opt for more comprehensive coverage. Younger people, like students and backpackers, may often vie for a cheaper policy as they are travelling on a budget.

    Add-on features: 

    There are numerous different benefits you can add on for your policy. If you’re travelling on a business trip, and you travel multiple times per year, you might want to consider a multi-trip option. The Annual Multi-Trip travel insurance policy allows you to go frequently travel back and forth from Australia. Please check that any one trip doesn't exceed the maximum duration of the Annual Multi Trip policy. This is ideal if you travel frequently between Australia and other countries on business. 

    Claim and service history:

    You must go through the service and claims history of your insurance firm. What’s so good about an insurance firm if it doesn’t pay your claims on time and if it doesn’t come to your help when you need it? You always have the option to claim regardless of the situation, it's up to determine if your claim is valid based on case by case scenario. 

    You should make sure that the provider offers a 24x7 emergency assistance phone number and preferrably have the call centre based in Australia, and also check that they have an online claim process.    

    Medical expenses: 

    Medical coverage is usually the number one priority for people purchasing travel insurance. When you travel overseas, you forego your government provided medical coverage. The beauty of travel insurance is that you usually be offered with unlimited medical coverage if you don't have any existing medical conditions and in the case of travelling to place like North America, this really is invaluable as it is very expensive. 

    Travel insurance is a sort of blessing, a protective force for all travellers. To relish the benefits, you need to conduct detailed research, compare and pick the plan that best fits your needs. So as to obtain the best travel insurance, it’s advisable to compare travel insurance online as this may allow you to take out the best polcy for your travel needs.  

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.