Travel Insurance Saver
Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Packing Up for Travel: Things to Remember before Going on Overseas Trips

    Extras

    Travelling overseas is exciting and enjoyable. You’ll experience a different culture and go to places you’ve never been before. Prepare well for your journey by purchasing travel insurance that fits your needs in the event of an accident or issue while travelling. Your safety is of the utmost importance so it is important to read the PDS thoroughly so that it covers the most important items to your travel experience. This way you can remain relaxed during your vacation, which is the point of vacationing in the first place.

    How can you ensure that you’ll be safe in your journey? Getting travel insurance for your overseas travel needs can cover you in case the unexpected happens. You should always take precaution when travelling of your own personal belongings and health, and it pays to have travel insurance when you need it. Remember that your safety is your responsibility, and travel insurance policies don't cover purposeful negligence and intoxication. 

    Travel Insurance Saver recommend the following safety rules to travellers. These minimise the chances of untoward incidents, letting you enjoy your holiday.

    Travel insurance quote

    Learning More About Your Destination

    It’s fun to go out on your own and visit a place you’ve never been before. However, it can be risky if you haven’t appropriately researched your destination. Learn more about the local laws and customs before you go. If the place isn’t known for speaking your language, learn some basic terms that will help you get by, such as basic greetings and expressions. This can help you communicate in a straightforward manner, which might even endear you to the locals. A dictionary of English with translations in the local language might do you some good too.

    Prepare your itinerary well, and stay in accommodations that you feel safe in. 

    Getting Ready for Travel Insurance

    Travel insurance offers you coverage for unforeseen emergencies that might happen while you’re in a foreign country. Find out more about different policies, and compare the incidents where they provide financial support. Consider taking out an annual multi-trip travel insurance policy if you’re planning to take multiple trips overseas within the next 12 months. Always consider the duration limits before purchasing. 

    You should always look for cover for the following circumstances:

    • Medical and Dental cover for injuries and illnesses
    • Personal liability insurance for situations where you’re sued for causing damage or injury to somebody's property. 
    • Lost and stolen luggage - always report to the police immediately after you have noticed your luggage has been stolen. You will require a police report to lodge your claim
    • Cancellation cover for prepaid bookings such as flights, cruises and accommodation if you are unable to continue your trip. 
    • Additional cover for potentially dangerous activities such as skiing and Snowboarding. . 
    Travel insurance quote

    Preparing Your Luggage

    If you can do without it, don’t bring it. It is best not to carry the items you don’t need, such as high-end or heavy gadgets, jewellery, and other costly possessions. This way, you minimise the chances of theft. You should also prepare copies of your passports and driver’s licence that you can bring to the places you’re planning to visit. You can place the originals in the hotel safe for safekeeping as soon as you arrive. In many hotels, leaving your passport with them until you check out is mandatory.

    Attaching ID keychains or stickers to your luggage to easily locate is wise. You won’t have difficulty looking for your luggage this way. This mostly helps when you get off the plane and other crowded passenger terminals. You can also buy luggage with unique colours or designs.

    Please get a quote to compare travel plans or feel free to Get in touch with Travel Insurance Saver if you have any questions. This way, you can start comparing the right travel insurance for your holiday away.

    Please note: Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Before deciding to purchase this product, please read the Product Disclosure Statement available from us.  
    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.