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Single Trip Annual Multi Trip
    23
    May
    2022
    24
    May
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Online Domestic Travel Insurance May Be Cheaper

    If you’re looking for domestic travel insurance you should compare travel insurance quotes from reputable travel insurance providers. Don't just look at the price, make sure they have the right benefits, Australian based 24/7 emergency assistance and local phone number to make any enquires.  
     
    You may be someone who may opt for a single trip or may be someone who travels frequently within Australia, or you’re representing a firm that has a staff who travel interstate on regular basis. Based on whether it’s single insurance or annual multi-trip insurance or domestic annual trip insurance – you may pay a different premium for a variety of services.
     
    More people are choosing to travel with domestic travel insurance, this is partly due to domestic flights becoming more affordable due to higher competition and cheaper flights. This has had a cyclical effect on the price of domestic travel insurance, there’s been a boost in demand for domestic travel insurance policies and has lowered the overall premium costs of budget travel insurance. 
    Domestic Travel Insurance 

    Travelling within Australia or on an Australian Cruise

    Previously; when travelling domestically, few people didn’t consider the cost of illness or accident and often neglected domestic travel insurance policy but it is very important when travelling on a cruise. Please note: Mosts cruise companies don't support Medicare, so you will need to apply for "Australian Waters" or the Country that you will be travelling to which might be 'Vanuatu', NZ, Fiji and also make sure that medical evacuation is included. A lot of people believe their state ambulance cover and Medicare may cover the cost if you get sick or injured on a cruise ship but the reality is the majority of cruise companies are covered by international medical staff so you may need to pay for medical and evacuation with can really rack up a serious bill. 

    Our Australian Travel plan includes medical evacuation and also onboard medical and dental to have you covered when cruising in Australian waters or International Waters.
     
    Domestic travel insurance  
    Considering the relatively low cost of domestic travel insurance offered online, it is recommended that you should consider and domestic travel insurance plans to cover cancellation or lost luggage Given the affordability of domestic travel insurance, people can afford more comprehensive domestic travel insurance plans. 

    It’s a simple process to compare travel insurance online, enter your travel dates and age in the quotes box to see domestic travel plan available to you. If you prefer, you can take out cancellation cover to cover pre-paid tickets if you get sick and can't go on your trip or a more comprehensive policy which is likely to cover you against not just medical evaucation but also against a wide range of other incidents.
     
    Online domestic travel insurance is available for families and singles, the elderly or those having a pre-existing medical condition. 
     
    There are a variety of cheap travel insurance plans in the market. Essentially; you should not only compare cheapest travel insurance but what type of coverage you get for the money you’re paying.  Some cheap plans are cheap for a reason! A normal plan with the least cover may cost less than an all-inclusive plan that covers much more. One aspect worth mentioning is the existence of add on insurance. This insurance enables you to contact your travel insurance company before your trip to add on an additional activity, such as skiing & snowboarding insurance so that you’re insured prior to when you hit the slopes. 

    Extras

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    "Surname" is a mandatory field.
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    "Adult 2 Age" must be a number.
    Single Trip Annual Multi Trip
      23
      May
      2022
      24
      May
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      COVID-19 Medical

      Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
      ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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      Insurance Saver Pty Ltd ABN: 18 624 919 366