Travel Insurance Saver
Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Medical Travel Insurance - A Fair Deal

    Whenever you plan to travel overseas, it’s always important that you take out a good travel insurance policy. You should always cover yourself for medical and medical evacuation at the very least. You mightn’t be anticipating getting hurt, we never do, however, it’s important that you still prepare for the unexpected so you’re not caught out.
     
    There are so many benefits to having medical travel insurance, and it's usually so affordable that you don’t really have to worry about being out of pocket. 

    • Medical travel insuranceGet good medical care. If you should have an accident and require medical attention while travelling overseas, you’ll likely want to see a doctor or go to a hospital as soon as you can. The longer you travel with an injury or illness, the more your trip is likely to be affected. If you don’t have travel insurance, you don’t want to go to a second-rate doctor and receive questionable treatment, and potentially worsen your situation. Get comprehensive travel insurance and seek proper treatment while you’re overseas. 
    • Skip ‘foreigner’ fees. Depending on what country you travel to, you may be charged with additional fees for being a foreign tourist. This is obviously unfair but is all too common for people travelling in foreign countries, where the host language is different to your own and you’re at a disadvantage. If you’re paying straight from your pocket, the actual cost could be difficult to comprehend and pinpoint. With medical travel insurance you’re covered, if something happens, your travel insurance provider may pay for the medical cost. 
    • Australian Government in most all cases will not pay for medical in a foreign country. This is a misconception, with almost 30% of Australian travellers believing the Australian Government will foot the bill. This is not the case and if you travel without travel insurance and you need medical treatment you will have to pay out of your own pocket in the large majority of countries. 
    • Emergency medical evacuation. Traveling in Australia or a foreign county, some hospitals aren’t equipped to deal with certain medical situations. If you’re in a rural area, or somewhere where the hospital can’t treat your condition, it may be necessary for them to medically evacuate you. If this is the case, make sure that you have medical evacuation included on your policy. 
    • The arrival of a body. No one would ever imagine dying in a foreign land, especially during your holiday, but unluckily this does happen at times. In such a situation, your medical travel insurance may not cover repatriation of remains or ashes back to your home country, so make sure that you have some cover for accidental death to prevent a further burden on your family.
    Medical travel insurance
     
    Medical travel insurance is undoubtedly something that every traveller must consider. You obviously don’t want to end up being sick or injured on your vacation and without alternatives. Medical travel insurance enables you to attain the best care and for the expenses to be covered, so you can concentrate on recovering and enjoying the rest of your vacation. 
     

    Extras

    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.