Travel Insurance Saver
    5
    August
    2020
    6
    August
    2020
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    Medical Condition means Existing Medical Condition Cover - Please view the Existing Medical Condition Cover page for further information. To complete a Medical Screening online please click Yes to when to the following questions. 'Would this traveller like to be assessed for existing medical condition(s) cover?

    Altitude Limits

    There are no altitude limits that apply to our policies. 

    Know Everything About Worldwide Travel Insurance

    Extras

    Worldwide Travel Insurance

    Know Everything About Worldwide Travel Insurance

    Do you know everything you need to know about worldwide travel insurance? If not, here is some information to enlighten you. Worldwide travel insurance may provide you with coverage for your medical expenses, cancellation of trip, luggage and more. However, you should always be cautious of countries that are listed by Smart Traveller as 'Do Not Travel'. These countries are excluded from worldwide travel insurance.    

    What does worldwide travel insurance cover? 

    Worldwide travel insurance offers benefits which are similar to any other standard travel insurance policies. Such benefits as;

    • Luggage: Worldwide travel insurance may cover you in case your belongings are lost, damaged or stolen while traveling overseas.
    • Medical treatment: If you face a medical emergency in any of the included countries around the world, there may be provision for medical coverage.  
    • Holiday disruptions: Worldwide travel insurance may cover you for problems like flight delays or cancellations.
    Always refer to the Product Disclosure Statement policy wording for all benefits and limitations.  

    Worldwide travel insurance exclusions-

    Some of the exclusions in worldwide travel insurance may include:

    • Travel outside of guidelines: In case you decide to travel to countries which your government does not advise, then you may not get coverage under worldwide travel insurance.  
    • If you don’t declare medical conditions: In case you have not declared to your insurer about your medical conditions, then your policy may be invalid.
    • Participation in any kind of illegal activity or malicious behavior: In case you participate in reckless or illegal actions on your trip, then your insurer is unlikely to provide coverage for it. 
    • Use of drugs or are intoxicated: In case you face a problem due to the influence of drugs or excessive alcohol, then your claim may be rejected. 
    Always refer to the Product Disclosure Statement policy wording for general exclusions. 
     
    Travel Insurance Quote

    When do I need to buy worldwide travel insurance?

    Ideally, you should buy your worldwide travel insurance policy as soon as you start paying for your trip. Once you have taken out your policy your cancellation cover will be active to cover you in case you are unable to travel due to an event listed in the PDS. This may cover your pre-paid expenses that are non-refundable. Alternatively, you can purchase just before you depart to avoid any waiting periods. If you have already departed and need travel insurance  there are options but waiting periods apply. Best to purchase before you depart.
      5
      August
      2020
      6
      August
      2020
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      Medical Condition means Existing Medical Condition Cover - Please view the Existing Medical Condition Cover page for further information. To complete a Medical Screening online please click Yes to when to the following questions. 'Would this traveller like to be assessed for existing medical condition(s) cover?

      Altitude Limits

      There are no altitude limits that apply to our policies.