Travel Insurance Saver
Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Advice for Italy

    Extras

    Italy is generally a very safe country to travel in. Italian politics are conducted through a parliamentary republic, with a multi-party system. 
     
    It is recommended you exercise normal safety precautions while travelling in Italy, as you would anywhere else. Always use your common sense and be aware of any suspicious behaviour. Check the media for updates on any changes for local travelling conditions.  

    In recent years, the threat of terrorist attacks has increased in a number of European countries, Italy included. We recommend you exercise caution in large, crowded public spaces, on public transports, in major shopping centres and on public transport.
    Pickpocketing, petty theft, bag grabbing, and vehicle break-ins become more common during Italy’s busier seasons i.e. June – October. Always be mindful of your personal belongings, especially on public transport and in crowded public areas. 
    As always, avoid protests and large political gatherings as they can sometimes turn violent. You should monitor the media for up-to-date information about new safety and security risks. 
     
    Italy is situated in an active seismic region and in the past has experienced large numbers of earthquakes. Almost yearly, earthquakes occur measuring from 4 – 6 on the Richter scale. Earthquakes and volcano eruptions can cause damage to infrastructure and properties, causing serious injury or death, and can obviously inhibit public transport and air traffic. If you’re in an area that has been affected by an earthquake or volcano, follow the advice of media reports and local authorities. 
    Road conditions and driving norms of Italy can sometimes be dangerous and frantic is compared to the driving conditions of Australia. One difference is that by law you are required to always use your headlights on main roads outside of urban areas, and on highways, including daytime. 
     
    Vehicle access to many of Italy’s city centres is restricted and reduced to help reduce traffic jams and overcrowding. Fines are given to people who find themselves in Traffic Restricted Zones (ZTL’s), during their hours of operation. You must have a ZTL pass if you are to drive in ZTL’s without incurring a fine, usually hire cars do not have ZTL passes. These fines are usually payable on-the-spot. If you aren’t an Italian resident you can drive if you have a valid Australian driver’s license, and an IDP (International Driver’s Permit). 

    *Please use information as a guide and always check Smart Traveller for the most up to date information. 

    Note: Remember to register with Smart Traveller before travelling overseas.
     
    Back to Italy Travel Insurance page.
     

    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.