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Single Trip Annual Multi Trip
    23
    May
    2022
    24
    May
    2022
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

    Cruise

    Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Iraq Travel Insurance

    Extras

    Crimea, do not travel - Please check Smart Traveller for updated travel advice

    https://smartraveller.gov.au/Countries/middle-east/Pages/iraq.aspx

    We advise against all travel here due to the very high risk. If you do travel, you should typically seek professional security advice. Be aware that Travel Insurance Saver policies will be void and that the Australian Government is unlikely to be able to provide consular assistance.

    Map Iraq Travel Insurance

    Iraq demographics

    Language:   Arabic
    Area:  434,128 sq. km
    Capital City:  38.27 million 
    Population:  Baghdad   
    ± GMT:  +3 hours

     

    Nearby Countries to Iraq

    Azerbaijan travel insurance
    Iraq travel insurance
    Saudi Arabia travel insurance
    Afghanistan travel insurance
    Pakistan travel insurance
    India travel insurance

    Smart Traveller Iraq

    You are advised not to travel to Iraq because of the extremely dangerous security situation and very high threat of terrorist attack. If you are in Iraq and are concerned for your safety, you should consider leaving. Australians who decide to stay should ensure they have appropriate personal security protection measures in place.
    Terrorist attacks can occur at any time, anywhere in Iraq. We continue to receive reporting indicating that terrorists and anti-government forces are in the advanced stages of planning attacks against a range of targets, including places frequented by foreigners.
    Flag Iraq Travel InsuranceTerrorist attacks, including those against civilians, are directed at destabilising the Iraqi Government and forcing the withdrawal of Coalition forces and are likely to continue. Rocket and mortar attacks, including in the International Zone in Baghdad, occur without warning.

    Kidnappings and hostage taking are common in Iraq and may be fatal. Reports indicate foreign nationals are at risk of being kidnapped or assassinated.

    Civilian and military aircraft are subject to attack from small arms fire and missiles. Australian government employees have the approval to travel between Amman and Baghdad on Royal Jordanian Airlines.

    The road between Baghdad and Baghdad International Airport ('Route Irish') is hazardous, with continuing attacks against Coalition vehicles, civilians and foreigners. Heightened security measures are used when Australian officials travel this route. * Due to the difficult security environment, the Australian Embassy's ability to provide consular and passport services is limited, particularly outside Baghdad.

    The World Health Organization (WHO) has confirmed human deaths from avian influenza in Iraq. See the Health Issues section for advice to Australians travelling to or resident in Iraq.

    *Please use information as a guide and always check Smart Traveller for the most up to date information.

    Note: Remember to register with Smart Traveller before travelling overseas.

    Iraq travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance.
    The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday.

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    Single Trip Annual Multi Trip
      23
      May
      2022
      24
      May
      2022
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0. An additional excess may apply to specific medical conditions. This excess cannot be removed

      Cruise

      Cruising is covered as standard on international policies. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ as your destination, do not include Australia when cruising.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      COVID-19 Medical

      Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusion).
      ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19)

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

      Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

      Travel Insurance Saver
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      © 2022 Travel Insurance Saver
      Insurance Saver Pty Ltd ABN: 18 624 919 366