Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Travel Advice for Indonesia

    Extras

    Smart traveller recommends that people exercise a high degree of caution while travelling in Indonesia, including Bali, Surabaya and Jakarta. There is a threat of terrorist attack, and it has happened in the past. We recommend you always pay close attention to your personal security, and news programs documenting current political and social tensions. 

    In Central Sulawesi, there was recently a 7.5 magnitude earthquake. There have been strong aftershocks and tsunamis, infrastructure in the Palu area has suffered damage. 

    The smart traveller asks you to reconsider to travel to Papua (Irian Jaya) because of the potential safety and security risks. We urge you to reconsider travelling anywhere near the Freeport Mine in Papua. The Freeport Mine is the largest goldmine in the world, and the locals and Indonesian Security Forces often get into disputes over the low wages that workers are paid there. 

    Earthquakes and tsunamis caused widespread damage and loss of life in northern Lombok and the Gili Islands in July and August of 2018. Tourist facilities, restaurants and hotels were closed as a result of the natural disaster. They are progressively reopening, and ferry services are now operating again. Though the areas have just been struck by disasters, tourism to the area will aid in redevelopment. 

    Mount Agung in Bali is active. Ash from the volcano has caused flight cancellations and delays over the last few years. We recommend you contact your airline or tour operator for up-to-date information on the situation, and for advice on the best times to travel there. 

    It is recommended you receive rabies shots before travelling to Indonesia. Stray animals like cats and dogs run rampant throughout Southeast-Asia, and sometimes rabies-positive dog meat makes its way into food markets where it’s sold for human consumptions. 

    We recommend you avoid protests, demonstrations and political rallies. They can turn violent without warning. 

    Indonesia has severe penalties for narcotics offences, including the death penalty. Tourists in the country often purchase drugs only to be arrested and sentenced later, we recommend you be sensible and vigilante in this regard. 

    Australians in Jakarta requiring consular assistance should contact the Department of Foreign Affairs and Trade on + 61 2 6261 3305. Australians with concerns for family or friends in Jakarta should first try to contact them directly. If they are unable to be contacted and you hold fears for their safety, you can call the Department of Foreign Affairs and Trade’s Consular Emergency Centre on 1300 555 135. 

    Credible information that terrorists could be planning attacks in Indonesia and that Bali remains an attractive target for terrorists continues to be received. You should exercise great care, particularly around locations that have a low level of protective security. 

    Previous terrorist attacks against Westerners in Bali and Jakarta indicate these areas are priority targets. You should take particular care to avoid places known to be terrorist targets.  Be aware of petty crimes, particularly in tourist centres like Lombok and Bali. 

    Back to Indonesia Travel Insurance page

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.