Travel Insurance Saver
18
August
2019
19
August
2019
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.

Travel Advice for India

Extras

It is always recommended you travel with a degree of caution throughout India. There is a risk of terrorist-related activity by militant groups, particularly in the border areas. You should pay close attention to your personal security at all time and monitor media reports for information about the possibility of security and safety risks. 

In March of 2018, nine people were killed in an insurgent attack on Indian security forces. The culprits, an extremist-Maoist sect of the Indian communist party, detonated an IED against an Indian security vehicle. This occurred in Sukma district, Chhattisgarh. There has been constant and deliberate provocation between Indian security forces and the Indian communist party in this part of the country. It is one example of the potential for small but dangerous conflicts to arise in hotspots throughout the country.

Given that India is a highly multi-ethnic country, conflict is sometimes unavoidable and common. Shopfronts in Mumbai and Delhi have been the targets for petty attacks, and tourists are frequently targeted for petty thefts and robbery. 

If you are a woman travelling in India, we urge you to take extreme precaution and reconsider travelling alone. Woman are frequently groped on the streets in India, and in some cases, more seriously assaulted. We recommend you travel in groups of people, particularly at night time, and take main roads rather than dark side streets and alleys. 

Protests and demonstrations are a common occurrence throughout India, sometimes these protests can turn violent. We recommend you stay away from any protests or political demonstrations just in case. As previously mentioned, border areas can sometimes be unpredictable, particularly along the Pakistan/Burmese borders where conflict is quite common. Always research your next destination and check Smart Traveller for precautions; especially if your next destination is off the beaten path.

We advise you not to travel to the Kashmir and Jammu regions. These regions have a tumultuous history of conflicts, and successions with Pakistan, they’ve long vied for independence from both India and Pakistan. There is a strong Jihadi presence in the region, and smart traveller does not advise anyone to travel there at the moment. 

You are advised not to travel anywhere near the border region with Pakistan. Pakistan and Indian relations are shaky, and frequently small conflicts break out amongst rebel and insurgent groups along the borders of these countries. 

Some of the border regions with Myanmar are also inadvisable, if you should travel to the Myanmar border, it is advised you travel with extreme caution. 

If travelling in Chhattisgarh, it is advised you exercise a high degree of caution. Skirmishes and conflicts have broken out over the past year between Indian communist party belligerents and Indian security forces. The two sides harass each other, IED’s have been used in the past, and it can obviously be extremely unsafe. 

In the north-eastern states of Assam, Nagaland, Tripura and Manipur, we ask you to reconsider your need to travel there. The rates of armed robbery, kidnapping, extortions and terrorist-related incidents have increased over the past few years. If you should decide to travel to these areas, we recommend you do so with a high degree of caution, and with responsibility for yourself and others. 

Back to the India travel insurance page. 
18
August
2019
19
August
2019
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.