Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Do I need Travel Insurance?

    It’s not really a question of whether or not you need travel insurance, but more what kind of travel insurance you need. If you’re going to be travelling anywhere overseas, some form of travel insurance is a necessity. Even domestic trips warrant travel insurance nowadays, something as simple as a cancellation policy can save you thousands of dollars.
     
    Travelling overseas without some form of travel insurance is like driving without a seatbelt, or more aptly, skydiving without a parachute. In our home country, we’re usually covered for medical costs by our government provided Medicare, when we’re overseas we don’t have this simple luxury. 
    - Travel Insurance Banner White   

    Not only is it smart to take out a travel insurance policy before you head overseas, but it’s also responsible. Most popular foreign destinations have expensive hospital bills, even a simple injury or illness can wind up costing a small fortune.
     
    If you get seriously injured and end up in a hospital for a prolonged stay, the hospital costs could range in the tens of thousands. It would be irresponsible to travel uninsured, should something go wrong, and you can’t afford to pay, you’ll be putting the onus on other people.

    Extras

    Countries like the United States of America are renowned for having difficult and expensive hospital systems. One of the main reasons people take out travel insurance is so that they are covered for medical bills while they are overseas. The majority of Travel Insurance Saver policies will cover you for up to unlimited in medical and dental, this includes trips to a general practitioner while overseas or to the hospital.

    You will also be covered for emergency travel arrangements and accommodation, and for medical evacuation and repatriation. Having a travel insurance policy behind you can offer you more of a safety net most government-provided care options, like Medicare. In fact, if you are going to be travelling for an extended period of time, say a year or two years, it is recommended you take out some form of comprehensive insurance to back you for those years.

    Travel Insurance Quote
    The majority of people take out a travel insurance policy to get medical cover, but the truth is, the medical cover is just one of the benefits travel insurance can offer you. Even the most moderate policies will cover a wide range of events. If you do not think you will need medical coverage at all for your trip, you can still expect to be covered in the event of a cancellation or a delay of flight, or in the event that you are unable to attend an event you purchased tickets for, you can expect to claim for the reimbursement of money spent on said tickets.

    This can be extremely beneficial if on your trip you have purchased a lot of things in advance, like tickets, accommodation, cruises etc.


    Once you have decided that yes, you do need travel insurance, your trip can be catered to with a number of policies. If you are not wanting to go all out, or you are only going somewhere for a very short time, you can start with something simple. The Bare Essentials policy is the most elementary insurance package we provide. It offers comprehensive medical insurance and comes with a range of other benefits which can be viewed in the PDS or on the website. Travelling domestically and don't want to break the bank? 

    The Australian Cancellation and Additional Expenses policy covers you if you have to cancel your trip for any of the reasons listed in the PDS in Section A. This can be good for families travelling interstate who have booked a lot of things in advance like tickets, accommodation, flights, cruises etc.

    There are more comprehensive policies available for domestic Australian travel, like the Australian Travel Plan, which offers cancellation coverage and coverage for other things like personal effects and cruise cover. There is even coverage available for friends and family travelling inbound to visit Australia, see the Inbound Travel Plan policy for more details.

    All policies range in price and coverage to best suit your travel expenditure needs. We want all travellers to bring back happy, memorable experiences after their holiday. What we don’t want is for travellers to be stuck with no means of medical cover and/or evacuation options, even losing out on unused pre-paid travel arrangements. 

    Insurer your next holiday so you can enjoy yourself to the max and let us take care of the rest. If you’re still not sure whether or not you need travel insurance, you should give us a call. Our friendly staff will be happy to talk to you about your trip, and what kind of policy might be best for you.

    Cover is subject to the policy terms, conditions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.   

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.