Do I need Travel Insurance?
Countries like the United States of America are renowned for having difficult and expensive hospital systems. One of the main reasons people take out travel insurance is so that they are covered for medical bills while they are overseas. The majority of Travel Insurance Saver policies will cover you for up to unlimited in medical and dental, this includes trips to a general practitioner while overseas or to the hospital. You will also be covered for emergency travel arrangements and accommodation, and for medical evacuation and repatriation. Having a travel insurance policy behind you can offer you more of a safety net most government-provided care options, like Medicare. In fact, if you are going to be travelling for an extended period of time, say a year or two years, it is recommended you take out some form of comprehensive insurance to back you for those years. The majority of people take out a travel insurance policy to get medical cover, but the truth is, the medical cover is just one of the benefits travel insurance can offer you. Even the most moderate policies will cover for a wide range of events. If you do not think you will need medical coverage at all for your trip, you can still expect to be covered in the event of a cancellation or a delay of flight, or in the event that you are unable to attend an event you purchased tickets for, you can expect to claim for the reimbursement of money spent on said tickets. This can be extremely beneficial if on your trip you have purchased a lot of things in advance, like tickets, accommodation, cruises etc.
All policies range in price and coverage to best suit your travel expenditure needs. We want all travellers to bring back happy, memorable experiences after their holiday. What we don’t want is for travellers to be stuck with no means of medical cover and/or evacuation options, even losing out on unused pre-paid travel arrangements.
Insurer your next holiday so you can enjoy yourself to the max and let us take care of the rest. If you’re still not sure whether or not you need travel insurance, you should give us a call. Our friendly staff will be happy to talk to you about your trip, and what kind of policy might be best for you.
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