Travel Insurance Saver
Single Trip Annual Multi Trip
    18
    October
    2021
    19
    October
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Compare Travel Insurance Policies & Choose The Best - Travel Insurance Saver

    Extras

    Buying a travel insurance policy is as important as buying a ticket for your travel. This is an inevitable thing which you need to take if you are planning a trip. Travel insurance gives you protection against financial losses from unforeseen events like loss of luggage, emergency medical care, disruption in travel plan, cancellation and so on.
     
    However, you need to compare travel insurance and understand what benefits are included and what exclusions apply in order to choose the best one for your travel needs. Here are some things to consider when comparing travel insurance policies.
     
    Travel insurance quote  
    • Check if the policy cover is enough to cover the cost of your medical treatment in the country or countries you are traveling. Don’t compromise on the amount of cover for the sake of less expenditure. 
    • Choose coverage which provides an adequate level of protection, even though it means you have to pay a higher premium.
    • Choose a policy that covers the cost that you would suffer after the cancellation of your travel plan. It is good to have a decent cancellation cover if the travel is planned in advance. So, buy a plan which provides you your loss as much as possible after cancellation of a travel plan. This may be due to illness or injury.
    • Know which destinations are excluded from the proposed travel insurance policy. 
    • Choose the policy which provides you with cover for all of the countries that you are travelling to.
    • Choose a policy which will provide you with natural disaster cover.
    • Have an idea if pre-existing medical conditions are covered. Choose a policy which allows your to be screened to include an existing medical conditions.  

    Compare travel insurance

    • Opt for a policy which covers luggage items, like electronic goods, valuables and important belongings. Some policies allow you to cover specific valuables for an extra fee. 
    • Travel insurance companies may reject a claim if you don't meet the policy criteria
    • Choose a policy which offers value-added services like Australian based 24/7 emergency assistance.
    • Know in advance if you can extend a policy while overseas, or even take out a policy while you are already travelling
    Compare Travel Insurance
    It is of importance to carefully read the policy wording and PDS in order to have a clear understanding of the terms and conditions of the travel insurance policy. It is better to be aware about everything than to be shocked when stuck in a distressed situation.
     
    Most travel insurance companies exclude the following factors from travel insurance policies. You need to have a clear idea of exclusions. Take a glance at the most common exclusions to have a better idea-
    • Addiction to alcohol or drugs.
    • Mental disorders, anxiety, depression.
    • Avoiding Government advice
    • Venereal diseases.
    • Nuclear weapons induced losses.
    • Civil unrest 
    This brief article should provide assistance in comparing travel insurance online.   

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      18
      October
      2021
      19
      October
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.