Travel Insurance Saver
21
November
2019
22
November
2019
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.

Compare Travel Insurance Policies & Choose The Best - Travel Insurance Saver

Extras

Buying a travel insurance policy is as important as buying a ticket for your travel. This is an inevitable thing which you need to take if you are planning a trip. Travel insurance gives you protection against financial losses from unforeseen events like loss of luggage, emergency medical care, disruption in travel plan, and so on.
 
However, you need to compare more than two travel insurance policy options in order to choose the best one. Here are some things which you need to remember when you compare travel insurance policies.
 
Check if the policy cover is enough to cover the cost of your medical treatment in the country or countries you are traveling. Don’t compromise on the amount of cover for the sake of less expenditure. Choose coverage which provides an adequate level of protection, even though it means you have to pay an excess premium.

Choose a policy that covers the cost that you would suffer after the cancellation of your travel plan. It is good to have a decent cancellation cover if the travel is planned in advance. So, buy a plan which provides you your loss as much as possible after cancellation of a travel plan. This could be due to illness or injury.

Know which destinations are excluded from the proposed travel insurance policy. Choose the policy which provides you cover for maximum destinations.

Choose a policy which will provide you with some natural disaster cover.

Have an idea if pre-existing medical conditions are covered. Choose a policy which provides cover for pre-existing medical conditions and then take out a medical appraisal. 

Opt for a policy which covers many items, like electronic goods, valuables and important belongings. Some policies allow you to cover specific valuables for an extra fee. 

Insurance companies can reject a claim in case you meet with an accident under the effect of alcohol or non-prescribed drugs.

Choose a policy which offers value-added services like medical concierge services for your dependent on trip.

Know in advance if you can extend a policy while overseas, or even take out a policy while you are already travelling. 

Every traveller is suggested to carefully read the policy wording in order to have a clear understanding of the terms and conditions in the travel insurance policy. It is better to be aware about everything than to be shocked when stuck in a distress situation.
 
Most insurance companies exclude the following factors from travel insurance policies. You need to have a clear idea of exclusions. Take glance at the most common exclusions to have a better idea-
 
Addiction to alcohol or drugs.
Mental disorders, anxiety, depression.
Venereal diseases.
Nuclear weapons induced losses.
Civil unrest 

This brief article should provide assistance in comparing travel insurance online, the best way to compare is to head online and type in compare travel insurance to get the best idea. For an affordable travel insurance quote, go to Travel Insurance Saver. 

21
November
2019
22
November
2019
Adult 1
Adult 2
Dependent children are covered for free, age limits apply.

Please view the existing medical condition page to see which conditions are covered for free. If you do not disclose a medical condition that specific medical condition and anything associated with the condition will be excluded

If you wish to include the medical conditions you will be required to complete an Existing Medical Condition (EMC) form to determine whether the condition is covered for free, for a fee or excluded. To complete the EMC form online please follow these steps; no payment details are required during the application.

  1. Click on the Buy Now button on any of the policies that are available
  2. Continue through and enter in your personal details and email address and make sure you select Yes to EMC and continue.
  3. You will then be redirected to the nib website to complete the EMC form. All your personal details will be pre-populated.
  4. You can click through the 4 pages via the Continue button on the bottom right of the screen, all travel and personal fields will be pre-populated.
  5. Click on 'YES' when requested about Existing Medical Conditions (EMC), which is after all your personal details.
  6. Complete the form and enter in the condition/s you wish to include on your policy.
  7. Once completed you will receive your Quote Number via email.