Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    July
    2021
    27
    July
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Budget Travel Insurance - Best Cover, Best Travel

    Extras

    Budget Travel Insurance - Best Cover, Best Travel

    We all know about travel insurance, but most of us just overlook its significance and head off insecurely without getting covered or purchase the cheapest policy one can find and realise it is worthless when one needs to lean on their policy in an emergency. Now the arguable question is do you actually need travel insurance? There are several possible unfortunate events that can befall you while you travel: 

    • You may fall sick while traveling
    • You may encounter a car accident
    • You may be a victim of losing any of your valuable possessions
    • A theft or robbery may take place
    • There's the possibility of your flight getting cancelled or delayed
    • You may lose your luggage
    • Your accommodation may be unavailable

    Cover is subject to the policy terms, conditions, limitations and exclusions and limits set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy

    Can you honestly assume that nothing would go wrong while you're heading off for a business trip, round-the-world holiday or a beach holiday? Will you still claim that travel insurance is a waste of both time and money? Well, it's a lot less of a waste of money than experiencing the alternate of trying to arrange thousands of dollars in a foreign land to pay your hefty hospital bill after unintentionally breaking your leg or worse you need to pay for the evacuation cost to head home which will cost 10's to 100's of thousands of dollars. 

    If you're putting off the plan of purchasing travel insurance due to the expensive premium costs related to it, then definitely budget travel insurance can be an ideal solution for you. So, how are you going to buy online travel insurance on a budget for your upcoming trip? 

     Travel Insurance Quote

    Spare some time to shop around

    While you shop around online you may be presented with several different potential bargains. But these low-price policies can come with hidden surprises, like very high excess costs, or several limitations on policy provisions with general exclusions that may make it worthless for what your travel requirements, like low medical evacuation coverage or a lack of cruise cover etc. It’s always important to look thoroughly for the right policy for your trip, even though some policies are more costly, they can be worth it just to have more comprehensive cover and be secure when traveling. 

    Evaluate your needs 

    If you're heading on a long vacation, and you're not sure about your activities, you can check the TIS website to see a list of activities which may be covered. For instance, if your vacation involves skiing or snowboarding, then you should include Snow Sports cover in your policy when you purchase. 

    Travel Insurance Quote

    Mention your pre-existing medical condition 

    You may wonder why such declaration is essential when getting budget travel insurance. Well, travel insurance companies are very much keen to know about potential risks, and hence any travel insurance buyer is asked to fill the form with respect to their health condition. If you're not a sufferer of any health issues then this will essentially minimise the travel insurance premium, whereas if there's any pre-existing medical condition then you'll have to pay additional fee to have it covered if approved, and the likelihood of having ‘budget’ travel insurance is decreased.  

     

    Contact Travel Insurance Saver

    Coronavirus - Please visit our Travel Alert page for more information on Coronavirus. If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    Single Trip Annual Multi Trip
      26
      July
      2021
      27
      July
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.