2 Year Travel Insurance
You’ve decided you’d like to travel for two years and need 2 years of travel insurance. Travel Insurance Saver can offer affordable 2 year travel insurance cover.
Option 1 - 2 Year Travel Insurance
Take out a 1 year travel insurance ppolicy to cover the first year. If you aren't required to have 24 months of insurance at the time you enter a country for visa purposes, you will be able to purchase a second policy while overseas. Please note that a 72-hour waiting period applies to policies purchased while overseas. If you purchase your second policy so that it begins the day after your first policy expires, before it expires, the waiting period won't apply to your second policy.
The trip must start or end at your home in Australia. This mean you can take out your first policy before departing and the return date of your second policy must be based on your returning back to Australia on the expiry/return date.
Option 2 - Need two years travel insurance before departing Australia
If you are travelling to Canada and need 2-years travel insurance cover before entering the country for Visa purposes, you can take out 2 x one year travel insurance policies back-to-back.
It’s important to note, you will have to purchase your policy for the second year on or close to the date that you depart for your first year’s trip to get the full 2 years. This is because you can’t purchase a policy more than 365 days out from your departure date. If you are uncertain the team at Travel Insurance Saver would be more than happy to explain over the phone on 03 9427 9224.
24-Month Travel Insurance
In short, you can not purchase one single trip 24-month travel insurance policy, you must purchase two separate 12-month policies and have them run back to back. You can purchase two one-year policies back to back, which is going to provide 24-month cover which will also help you obtaining your 2-year visa if travel insurance is a requirement.
The two one year policies may be suitable if you are travelling overseas for two years for the purposes of a working holiday, Gap year travel insurance or IEC travel insurance to Canada to Canada. Countless people are travelling overseas now on working holiday visas and may find that it is quite difficult to purchase a travel insurance policy for more than one year. If you’d like to get in touch with us regarding two-years travel insurance cover please contact us.
Cover is subject to the policy terms, conditions, limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.