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Tips to Get Travel Insurance on Budget - Travel Insurance Saver

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5 Tips to Get Travel Insurance on Budget

When you travel overseas, you shod always consider buying a travel insurance policy that will protect you and your holiday. There are several tips you can take on board to ensure you receive travel insurance on a budget. Budget travel insurance  is great for those who want to travel but don’t have a lot of money, this includes backpackers or younger families who need travel insurance. Usually, your travel insurance provider will be able to recommend a few different budget policies which will be most well suited for the type of holiday you plan to go on.  

Be well-informed about coverage 

Being well-informed about availability of the best offers can help you to make the right decision. Travelling to foreign countries brings with it a lot of adventure, but with adventure comes potential danger, danger you should insure for. Different countries also have different social customs, traditions and ways of life. Something that is normal in one country isn’t necessarily common in another country. You will also find that the medical infrastructure of certain countries may not be held to the same standard as your home country. This is where medical travel insurance can come in handy, particularly medical evacuation and repatriation. Medical evacuation is particularly necessary if you plan on travelling at high altitudes, check our page on high altitude travel insurance for more information. 

Compare many policies till you find the cheapest and best policy

When travelling on a budget you can still receive optimal coverage, you should always receive medical cover no matter what kind of policy you take out. But you are entitled to more than just medical cover. Many policies offer cancellation, usually with a minimum of $5000 per traveller. Cancellation travel insurance means that if you are unable to go on your holiday, you will be able to recoup expenses for some of the things you have already paid for, like flights or holidays. There are usually several specified reasons for not being able to travel listed in a travel insurance providers product disclosure statement.  

Do not compromise on quality

There are a number of travel companies who offer cheap worldwide travel insurance packages. But you need to be careful about your choice. Do not choose a travel insurance policy only because it is cheap. Firstly, check the inclusions and exclusions carefully and make sure that the travel insurance covers everything that is necessary, a lot of the time cheap policies will have hidden expenses, so it’s best to speak to someone in person about this. Also, whether you can easily make contact with your travel insurance provider is usually a good indicator of how well you will be taken care of in the future. 

Go online and look for the best price

When you go online and look for travel insurance policies you will be given a plethora of options. This is good, it means you can compare travel insurance and find the best price to ensure you can go on that budget holiday you have been dreaming of. Comparing policies is possibly one of the most liberating experiences you are likely to have in our short time on this planet, there’s nothing quite like scrolling past numerous providers and finding the one with the best price for the right coverage.

Consider consulting an expert 

If you find it difficult to navigate all of the budget policies you can find online, the best thing is to talk to someone over the phone. A travel insurance expert can make things very easy for you, particularly when you speak in person. 

So if you are someone who is planning a trip abroad, Travel Insurance Saver is here to help. Get in touch with us now and know how we can help you!

 

 

 

 

 

 

 

Website is currently under maintenance. We will be back on Monday the 9th of December, 2019.
Please feel free to contact us with any Travel Insurance enquiries.
Sorry for any inconvenience.

Click here to get a travel insurance quote